Packaging Equipment Financing: Flexible Solutions for Manufacturers

In modern manufacturing, packaging is no longer just the final step—it’s a competitive advantage. Whether you're delivering food, beverages, personal care products, or consumer goods, the speed, accuracy, and adaptability of your packaging process can directly impact profitability.

But with the rising costs of automation and supply chain volatility, investing in high-performance packaging equipment isn’t always simple. That’s where packaging equipment financing comes into play—giving manufacturers the flexibility to scale without draining capital.

What Is Packaging Equipment Financing?

Packaging equipment financing refers to structured payment solutions that allow manufacturers to acquire essential machinery—such as labelers, form-fill-seal systems, and conveyors—without paying the full cost upfront. Instead, you spread payments over time, preserving cash flow and aligning repayment with production revenue.

In today’s capital-sensitive manufacturing environment, financing provides access to the technology you need—when you need it—without compromising your operational liquidity.

Why Finance Your Packaging Equipment?

As markets demand faster turnaround times, more sustainable packaging, and seamless automation, manufacturers face growing pressure to upgrade their systems. Financing offers a strategic way to address these challenges.

Key Benefits of Packaging Equipment Financing:

• Preserve Working Capital
  Redirect funds toward operations, raw materials, or talent instead of tying them up in depreciating assets.
  
  
• Scale Production Quickly
  Meet demand spikes and grow into new contracts by adding capacity—without long delays or budget constraints.
  
  
• Adapt to Changing Packaging Trends
  Invest in eco-friendly machinery, modular designs, or smart automation as trends shift, without waiting for budget cycles.
  
  
• Streamline Your Technology Stack
  Replace outdated equipment that slows production or creates bottlenecks with modern, connected systems.
  
  
• Stay Competitive with Flexible Terms
  Options like operating financing, deferred payments, and seasonal structures help match payments to your revenue cycle.
  
  

What Types of Packaging Equipment Can Be Financed?

FPG’s financing solutions support a wide range of automated packaging solutions across industries. Common equipment includes:

• Labeling machines – for bottles, cans, cartons, or pouches
  
  
• Shrink wrappers and bundlers – for retail packaging
  
  
• Form-fill-seal machines – vertical or horizontal configurations for food, powders, or liquids
  
  
• Conveyors and sortation systems – to streamline flow between processes
  
  
• Palletizers and stretch wrappers – for efficient end-of-line automation
  
  
• Cartoners and case packers – for secondary and tertiary packaging needs
  
  
• Coding and marking equipment – for traceability and compliance
  
  

Whether you’re upgrading a single production line or building a fully integrated system, financing makes it easier to execute without delaying ROI.

Tax Incentives for Packaging Equipment Investments

Financing equipment may also allow your business to benefit from Section 179 of the IRS tax code, which permits the full deduction of the purchase price of qualifying equipment in the year it’s placed into service.

Even if you don’t pay for the equipment in full, you may still qualify for:

• Accelerated depreciation
  
  
• Interest deductions on financing
  
  
• Lower total cost of ownership
  
  

As always, consult with a tax advisor to determine your eligibility and maximize available deductions.

Real-World Example: Scaling Without Capital Strain

A mid-sized beverage manufacturer in the Midwest needed to scale up production to meet demand from a new national grocery contract. Their aging filling and labeling systems couldn’t keep up—and replacing them outright would have cost over $600,000.

Instead, they partnered with FPG to structure a flexible packaging equipment financing plan. With deferred payments and a step-up structure, the company acquired two high-speed filling lines, automated labelers, and shrink wrapping systems—without tapping into their operating capital.

The result?

• 30% increase in production capacity
  
  
• On-time fulfillment of a multimillion-dollar contract
  
  
• Improved cash flow and lower maintenance downtime
  
  

Partner With a Trusted Expert in Packaging Equipment Financing

Packaging equipment financing isn’t just about preserving cash—it’s about unlocking growth. With FPG, you gain a strategic partner that understands manufacturing timelines, seasonal swings, and the pressure to deliver.

We provide:

• Fast approvals and funding
  
  
• Flexible structures tailored to production needs
  
  
• Experience across food, beverage, and consumer goods sectors
  
  
• A direct lender with access to 25+ strategic funding partners
  
  
• A human-first approach—real people helping you grow
  
  

Ready to move faster and stay competitive?

Let’s talk about how tailored packaging equipment financing can support your growth goals. Whether you’re expanding your line or upgrading outdated systems, FPG is here to help you scale with confidence.

📞 Call us at (603) 696-7076