Just about anything essential to running or growing your business. That includes construction and heavy equipment, commercial vehicles and trucks, medical and dental equipment, packaging and manufacturing machines, IT hardware, software, and POS systems printers, and CNC tools, furniture, fixtures, and more.

Fast. Most approvals are issued within 2–4 business hours. If additional information is needed, your dedicated FPG contact will let you know right away—no surprises, no delays.

Not at all. We work with a wide range of credit profiles, including startups and growing businesses. As a direct lender with access to 50+ capital sources, we specialize in finding financing solutions that others can’t.

We offer flexible terms, typically ranging from 12 to 72 months, depending on the equipment, your business profile, and your goals. Options include low upfront payments, seasonal structures, and various end-of-term buyouts.

Both give you access to equipment without paying in full upfront. Leases may offer lower monthly payments and flexible end-of-term options (such as FMV buyouts), while loans typically end in full ownership. We'll help you choose the structure that best supports your business and cash flow.

Yes, in most cases. We regularly finance both new and pre-owned equipment, depending on age, condition, and vendor. Reach out and we’ll review your specific scenario.

Nope. You can apply directly through FPG or through one of our 1,000+ vendor partners. If you already have a quote or preferred vendor, we’ll work with them to keep the process smooth.

It’s easy. You can start online, through your vendor, or by speaking directly with an FPG financing expert. We’ll collect some basic business information and get to work right away.