Here to help you grow.
Turn Unpaid Invoices Into Working Capital
Get Paid Faster. Grow Without the Wait.
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We finance more than just equipment—we help you move your business forward. It’s fast, flexible, and unsecured, which means you get access to funds quickly and don’t need to put up equipment or property as collateral. FPG supports factoring across a wide range of industries, including:
Waiting to get paid shouldn’t slow your business down. With FPG’s invoice factoring, you can convert your outstanding invoices into fast, flexible cash—without taking on new debt.
Invoice Factoring Made Simple
Get Paid Now. Let FPG Handle the Wait.
Invoice factoring (also known as accounts receivable financing) lets you sell your unpaid invoices to FPG for an immediate cash advance. You get paid now—typically within 24 hours—and we collect from your customer later.
It’s a simple, smart way to unlock cash that’s already owed to your business and put it to work today.
Why Businesses Use Factoring
✔ Improve cash flow without borrowing
✔ Cover expenses during slow payment cycles
✔ Take on larger contracts with confidence
✔ Pay suppliers on time—and get early payment discounts
✔ Avoid credit card debt or high-interest loans
And because it’s based on your receivables—not your credit score—you can qualify even if your business is still building.
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in total funded volume since 2004
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trusted lending partners in our national network
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90% approval rate—for all types of credit profiles
WHY CHOOSE FPG?
Not All Finance Partners Are Created Equal
FPG isn’t just here to fund the deal—we’re here to fuel your growth.
Whether you’re buying equipment, bridging a cash flow gap, or scaling to a new location, FPG brings the tools, expertise, and human-first support to make financing feel like an opportunity—not an obstacle.
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What is invoice factoring?
Invoice factoring is a way to unlock cash from unpaid invoices. You sell those invoices to FPG, and we advance you most of the value—typically within 24–48 hours. We then collect payment directly from your customer.
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Is factoring a loan?
Nope. Factoring isn’t a loan—it’s a sale of your receivables. That means no interest, no repayment schedule, and no added debt on your balance sheet.
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How fast can I get funding?
Most clients receive funding within 24 to 48 hours after approval. Once you’re set up in our system, future invoices can be funded even faster.
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What percentage of the invoice do I get upfront?
We typically advance up to 90% of the invoice amount. Once your customer pays the invoice in full, you receive the remaining balance minus a small factoring fee.
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Does my business need good credit to qualify?
No. Factoring is based on your customers’ ability to pay—not your credit score. That’s what makes it a great option for startups, growing companies, and businesses rebuilding credit.
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Will my customers know I'm using factoring?
Yes, but it’s common and professional. We notify your customers that FPG is handling payment on your behalf—and we do so with care to protect your reputation and relationships.
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What types of businesses use factoring?
Factoring is used by many industries, especially those that invoice on terms (e.g., 30, 60, or 90 days). Common users include construction firms, logistics companies, manufacturers, staffing agencies, government contractors, and service providers.
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Can I factor just some of my invoices?
Yes. FPG offers flexible programs that allow you to factor only the invoices you choose, not your entire book.
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Is there a long-term contract?
We offer both short-term and ongoing agreements, depending on your needs. Our goal is to give you flexibility—whether you need funding occasionally or on a recurring basis.
Satisfied Clients
Derek W. | LUXURY CAR SALES & SERVICE
Satisfied Clients
Dr. Lucia Mirel-Chavez | OMG Las Vegas
product manager
Satisfied Clients
FPG Client | Equipment Financing Client
Satisfied Clients
FPG Client | Vendor Client
Satisfied Clients
FPG Client | Medical Equipment Provider
Satisfied Clients
FPG Client | Small Business Owner
Your business needs more than just equipment—it needs flexibility, resilience, and capital to grow.
FPG offers a range of financing and support solutions designed to keep you moving, no matter what comes next.
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Ready to Fund What’s Next ?
Get a personalized financing plan designed for your business goals—with zero pressure, and no surprises.



