Fund What Fuels Your Growth
Industries That Use Factoring

We finance more than just equipment—we help you move your business forward. It’s fast, flexible, and unsecured, which means you get access to funds quickly and don’t need to put up equipment or property as collateral. FPG supports factoring across a wide range of industries, including:

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Construction & Contractors

Bridge the gap between project completion and payment with fast access to cash flow.

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Manufacturing & Fabrication

Keep production moving by unlocking capital tied up in outstanding customer invoices.

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Trucking & Logistics

Fuel your fleet and pay drivers on time—without waiting 30, 60, or 90 days to get paid.

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Staffing & Temp Services

Cover payroll and onboarding costs while waiting for client payments to clear.

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Wholesale & Distribution

Take on bigger orders and restock faster with steady, reliable working capital.

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Marketing, Creative & Service Firms

Smooth out irregular income and fund growth with flexible access to earned revenue.

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Why Business Owners Choose FPG
We’re Not a Bank. We’re a Partner.

Waiting to get paid shouldn’t slow your business down. With FPG’s invoice factoring, you can convert your outstanding invoices into fast, flexible cash—without taking on new debt.

A direct lender with 25+ lending partners, in-house underwriting, and a 90% approval rate, we don’t just say yes more—we say yes smarter.
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Approvals in as little as 4 hours

Don’t wait days for decisions—most applications are approved within just 4 hours.

App-only financing up to $250K

Get up to $250,000 with just a simple application—no paperwork required.

Real people available when you need answers

Talk to real humans who know your business—not bots or call centers.

Invoice Factoring Made Simple

Get Paid Now. Let FPG Handle the Wait.

Invoice factoring (also known as accounts receivable financing) lets you sell your unpaid invoices to FPG for an immediate cash advance. You get paid now—typically within 24 hours—and we collect from your customer later.

It’s a simple, smart way to unlock cash that’s already owed to your business and put it to work today.

 

Why Businesses Use Factoring

✔ Improve cash flow without borrowing

✔ Cover expenses during slow payment cycles

✔ Take on larger contracts with confidence

✔ Pay suppliers on time—and get early payment discounts

✔ Avoid credit card debt or high-interest loans

And because it’s based on your receivables—not your credit score—you can qualify even if your business is still building.

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in total funded volume since 2004
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trusted lending partners in our national network
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90% approval rate—for all types of credit profiles
WHY CHOOSE FPG?

Not All Finance Partners Are Created Equal

FPG isn’t just here to fund the deal—we’re here to fuel your growth.

Whether you’re buying equipment, bridging a cash flow gap, or scaling to a new location, FPG brings the tools, expertise, and human-first support to make financing feel like an opportunity—not an obstacle.

  • What is invoice factoring?

    Invoice factoring is a way to unlock cash from unpaid invoices. You sell those invoices to FPG, and we advance you most of the value—typically within 24–48 hours. We then collect payment directly from your customer.

  • Is factoring a loan?

    Nope. Factoring isn’t a loan—it’s a sale of your receivables. That means no interest, no repayment schedule, and no added debt on your balance sheet.

  • How fast can I get funding?

    Most clients receive funding within 24 to 48 hours after approval. Once you’re set up in our system, future invoices can be funded even faster.

  • What percentage of the invoice do I get upfront?

    We typically advance up to 90% of the invoice amount. Once your customer pays the invoice in full, you receive the remaining balance minus a small factoring fee.

  • Does my business need good credit to qualify?

    No. Factoring is based on your customers’ ability to pay—not your credit score. That’s what makes it a great option for startups, growing companies, and businesses rebuilding credit.

  • Will my customers know I'm using factoring?

    Yes, but it’s common and professional. We notify your customers that FPG is handling payment on your behalf—and we do so with care to protect your reputation and relationships.

  • What types of businesses use factoring?

    Factoring is used by many industries, especially those that invoice on terms (e.g., 30, 60, or 90 days). Common users include construction firms, logistics companies, manufacturers, staffing agencies, government contractors, and service providers.

  • Can I factor just some of my invoices?

    Yes. FPG offers flexible programs that allow you to factor only the invoices you choose, not your entire book.

  • Is there a long-term contract?

    We offer both short-term and ongoing agreements, depending on your needs. Our goal is to give you flexibility—whether you need funding occasionally or on a recurring basis.

Speak to a Financing Expert

Satisfied Clients

I have had the pleasure of doing business with Kevin Rice (FPG) for nearly a decade. Kevin exemplifies the highest standards of his profession and sets the benchmark for exceptional customer service. His proactive approach ensures that even the smallest details are meticulously handled, often before you even realize they need attention.In the financial lending space, Kevin stands out as the definition of professionalism. I wholeheartedly give him a 10 out of 10—one of the best in the business and his industry. I look forward to doing business with him again.
Derek W. | LUXURY CAR SALES & SERVICE

Satisfied Clients

5 stars! Starting a business is never easy especially from scratch! I currently own our medical practice in California for the last 10 years and have worked with Kevin Angelo for our equipment financing. Expanding our business to another state, we had to start with a whole new corporation with new financing needs. Several other financial institutions denied assistance due to our situation. However, Financial Partners Group and Kevin understood the urgency and tenaciously found several lines of equipment financing to help us launch our new office! Thanks to Kevin and his team we are open for business and realizing our dream! Kevin’s can-do attitude and attention to detail helped us achieve our goals.
Dr. Lucia Mirel-Chavez | OMG Las Vegas
product manager

Satisfied Clients

Working with FPG has been a great experience for us. The team is always there when we need them, like that dependable friend you can call anytime. Whether it's answering our questions or helping us close a deal, they're just a phone call away. Their commitment and reliability make them more than just a lending partner; they're an essential part of our team.
FPG Client | Equipment Financing Client

Satisfied Clients

FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions have enabled us to increase our pipeline by an impressive 30%. Their expertise in navigating the market and understanding our unique needs has resulted in real growth for our business.
FPG Client | Vendor Client

Satisfied Clients

We had a time-sensitive opportunity to upgrade our equipment, but traditional financing options were moving too slowly. FPG not only got us approved quickly but also structured a financing solution that worked with our cash flow. Their expertise and efficiency helped us move forward with confidence."
FPG Client | Medical Equipment Provider

Satisfied Clients

As a small business owner, securing financing can be time-consuming and frustrating. FPG made the process simple, fast, and flexible. They understood my needs, provided clear options, and helped me secure the equipment I needed to expand my operations—without unnecessary hurdles.
FPG Client | Small Business Owner
Let’s Build Something Together
More Ways to Move Your Business Forward

Your business needs more than just equipment—it needs flexibility, resilience, and capital to grow.

FPG offers a range of financing and support solutions designed to keep you moving, no matter what comes next.

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SBA Loans
Ideal for long-term investments, expansions, or larger purchases. We help you navigate the SBA process and secure government-backed loans with competitive terms—without getting buried in paperwork.
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Equipment Leasing
Prefer lower monthly payments or want to stay tech-forward? Leasing can be a smart way to access the equipment you need—while preserving cash flow and enabling upgrades. Flexible structures, end-of-term options, and tax benefits included.
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Insurance Solutions
Protect your business and your equipment with tailored coverage. We offer equipment insurance, liability protection, and more—so you can finance with peace of mind and operate with confidence.
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Working Capital
For payroll, marketing, repairs, inventory—whatever keeps your business running. Our working capital solutions give you access to fast, unsecured funding that supports operations and growth without sacrificing stability.
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Ready to Fund What’s Next ?

Get a personalized financing plan designed for your business goals—with zero pressure, and no surprises.

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