Here to help you grow.
Working Capital Loans. Flexible Capital to Keep Your Business Moving
Fuel Daily Operations. Fund Big Ideas.
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Every business has bills to pay, employees to support, and opportunities to seize. FPG’s working capital financing gives you the freedom to do all three—without the stress of traditional loans, rigid rules, or long delays.
Partnership Based on Trust
Your Trusted Financing Partner for Working Captial.
Working capital financing helps you manage the day-to-day financial needs of your business—like payroll, inventory, marketing, repairs, or expansion—without tapping into savings or high-interest credit cards.
It’s fast, flexible, and unsecured, which means you get access to funds quickly and don’t need to put up equipment or property as collateral.
✔ Direct lender with in-house underwriting
✔ Access to 25+ specialized funding sources
✔ Digital-first tools with human-first support
✔ Straight-through processing to close deals faster
✔ Real people behind every deal, not bots or algorithms
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in total funded volume since 2004
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trusted lending partners in our national network
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90% approval rate—for all types of credit profiles
We finance more than just equipment—we help you move your business forward. It’s fast, flexible, and unsecured, which means you get access to funds quickly and don’t need to put up equipment or property as collateral. Use FPG working capital financing for:

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Process Built to Move at Your Speed
Your Financing Partner in 3 Easy Steps
Financing shouldn’t be confusing. We built our process to be fast, flexible, and easy to understand—because we know you’ve got a business to run. Whether you’re applying for the first time or coming back for more, we make it simple from start to funded.
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Apply in Minutes
→ No stacks of paperwork. Just a simple, streamlined application—online, by phone, or directly through your vendor. We’ll ask what we need to know—nothing more. -
Get Approved Fast
→ We don’t just check a score—we look at the full story. Most approvals come back within 4 hours, so you can keep your project, purchase, or business moving without delay. -
Get Funded, Get Growing
→ Once approved, we handle the contracts, funding, and follow-through. You’ll have a real person keeping you informed—and your financing ready when you are.
WHY CHOOSE FPG?
Not All Finance Partners Are Created Equal
FPG isn’t just here to fund the deal—we’re here to fuel your growth.
Whether you’re buying equipment, bridging a cash flow gap, or scaling to a new location, FPG brings the tools, expertise, and human-first support to make financing feel like an opportunity—not an obstacle.
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What is a working capital loan?
A working capital loan gives your business fast access to funding for day-to-day expenses—like payroll, inventory, rent, or growth opportunities. It’s typically unsecured, meaning you don’t need to put up equipment or property as collateral.
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How is working capital different from equipment financing?
Working capital is designed for short-term needs like covering cash flow gaps, marketing, or staffing. Equipment financing is used to purchase tangible assets, like machinery or vehicles. Many businesses use both—equipment for long-term growth, working capital for agility.
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Do I need collateral to get approved?
No. Most of our working capital solutions are unsecured, which means no collateral is required. Approvals are based on business performance, revenue, and cash flow—not just credit score.
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How fast can I get funds?
Most working capital loans are approved and funded within 24–48 hours. We know timing matters—especially when you’re covering payroll, seizing an opportunity, or facing a short-term cash crunch.
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What are the repayment terms like?
Terms vary depending on your business profile and loan amount, but most working capital loans are repaid over 6 to 24 months with fixed daily, weekly, or monthly payments. We'll customize terms that work for your cash flow.
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Do you work with startups or businesses with less-than-perfect credit?
Yes. We work with a wide range of credit profiles, including newer businesses and owners who’ve faced past credit challenges. As a direct lender with access to 50+ partners, we often say “yes” when banks say “no.”
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How do I apply for working capital financing?
It’s simple. You can apply online or speak directly with a dedicated FPG financing expert. We’ll walk you through the process, answer questions, and work quickly to get you approved.
Satisfied Clients
Derek W. | LUXURY CAR SALES & SERVICE
Satisfied Clients
Dr. Lucia Mirel-Chavez | OMG Las Vegas
product manager
Satisfied Clients
FPG Client | Equipment Financing Client
Satisfied Clients
FPG Client | Vendor Client
Satisfied Clients
FPG Client | Medical Equipment Provider
Satisfied Clients
FPG Client | Small Business Owner
Your business needs more than just equipment—it needs flexibility, resilience, and capital to grow.
FPG offers a range of financing and support solutions designed to keep you moving, no matter what comes next.
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Ready to Fund What’s Next ?
Get a personalized financing plan designed for your business goals—with zero pressure, and no surprises.



