Why Business Owners Choose FPG
We’re Not a Bank. We’re a Partner.

Every business has bills to pay, employees to support, and opportunities to seize. FPG’s working capital financing gives you the freedom to do all three—without the stress of traditional loans, rigid rules, or long delays.

A direct lender with a wide range of lending partners, in-house underwriting, and a 90% approval rate, we don’t just say yes more—we say yes smarter.
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Approvals in as little as 4 hours

Don’t wait days for decisions—most applications are approved within just 4 hours.

App-only financing up to $250K

Get up to $250,000 with just a simple application—no paperwork required.

Real people available when you need answers

Talk to real humans who know your business—not bots or call centers.

Partnership Based on Trust

Your Trusted Financing Partner for Working Captial.

Working capital financing helps you manage the day-to-day financial needs of your business—like payroll, inventory, marketing, repairs, or expansion—without tapping into savings or high-interest credit cards.

It’s fast, flexible, and unsecured, which means you get access to funds quickly and don’t need to put up equipment or property as collateral.

 

✔ Direct lender with in-house underwriting

✔ Access to 25+ specialized funding sources

✔ Digital-first tools with human-first support

✔ Straight-through processing to close deals faster

✔ Real people behind every deal, not bots or algorithms

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in total funded volume since 2004
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trusted lending partners in our national network
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90% approval rate—for all types of credit profiles
Fund What Fuels Your Growth
Tailored Solutions for Working Capital

We finance more than just equipment—we help you move your business forward. It’s fast, flexible, and unsecured, which means you get access to funds quickly and don’t need to put up equipment or property as collateral. Use FPG working capital financing for:

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Payroll

Stay consistent—even when business dips. Working capital helps you support your team without stress or skipped paydays.

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Marketing

Invest in your growth. Use capital to fund ads, promotions, or digital campaigns that bring in new customers and drive revenue.

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Rent, Utilities, or Vendor Payments

Keep operations running smoothly. Bridge gaps in cash flow so essential expenses never slow you down.

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Hire Staff & Upskill

Bring on the help you need—when you need it. Cover hiring and onboarding costs without disrupting your budget.

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Purchase Supplies or Raw Materials

Stock up with confidence. Working capital lets you get ahead of demand and avoid production delays.

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Expansion or New Markets

Fuel your next move. Invest in new space, equipment, or staff with flexible capital that scales with your ambition.

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Business Interruption Support

Stay steady between projects. Working capital helps cover overhead and keep momentum while waiting on receivables.

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Leverage Time-Sensitive Discounts

Act fast when opportunity knocks. Use capital to seize supplier deals or limited-time offers that improve your bottom line.

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Process Built to Move at Your Speed

Your Financing Partner in 3 Easy Steps

Financing shouldn’t be confusing. We built our process to be fast, flexible, and easy to understand—because we know you’ve got a business to run. Whether you’re applying for the first time or coming back for more, we make it simple from start to funded.

  1. Apply in Minutes

    → No stacks of paperwork. Just a simple, streamlined application—online, by phone, or directly through your vendor. We’ll ask what we need to know—nothing more.

  2. Get Approved Fast

    → We don’t just check a score—we look at the full story. Most approvals come back within 4 hours, so you can keep your project, purchase, or business moving without delay.

  3. Get Funded, Get Growing

    → Once approved, we handle the contracts, funding, and follow-through. You’ll have a real person keeping you informed—and your financing ready when you are.
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WHY CHOOSE FPG?

Not All Finance Partners Are Created Equal

FPG isn’t just here to fund the deal—we’re here to fuel your growth.

Whether you’re buying equipment, bridging a cash flow gap, or scaling to a new location, FPG brings the tools, expertise, and human-first support to make financing feel like an opportunity—not an obstacle.

  • What is a working capital loan?

    A working capital loan gives your business fast access to funding for day-to-day expenses—like payroll, inventory, rent, or growth opportunities. It’s typically unsecured, meaning you don’t need to put up equipment or property as collateral.

  • How is working capital different from equipment financing?

    Working capital is designed for short-term needs like covering cash flow gaps, marketing, or staffing. Equipment financing is used to purchase tangible assets, like machinery or vehicles. Many businesses use both—equipment for long-term growth, working capital for agility.

  • Do I need collateral to get approved?

    No. Most of our working capital solutions are unsecured, which means no collateral is required. Approvals are based on business performance, revenue, and cash flow—not just credit score.

  • How fast can I get funds?

    Most working capital loans are approved and funded within 24–48 hours. We know timing matters—especially when you’re covering payroll, seizing an opportunity, or facing a short-term cash crunch.

  • What are the repayment terms like?

    Terms vary depending on your business profile and loan amount, but most working capital loans are repaid over 6 to 24 months with fixed daily, weekly, or monthly payments. We'll customize terms that work for your cash flow.

  • Do you work with startups or businesses with less-than-perfect credit?

    Yes. We work with a wide range of credit profiles, including newer businesses and owners who’ve faced past credit challenges. As a direct lender with access to 50+ partners, we often say “yes” when banks say “no.”

  • How do I apply for working capital financing?

    It’s simple. You can apply online or speak directly with a dedicated FPG financing expert. We’ll walk you through the process, answer questions, and work quickly to get you approved.

Speak to a Financing Expert

Satisfied Clients

I have had the pleasure of doing business with Kevin Rice (FPG) for nearly a decade. Kevin exemplifies the highest standards of his profession and sets the benchmark for exceptional customer service. His proactive approach ensures that even the smallest details are meticulously handled, often before you even realize they need attention.In the financial lending space, Kevin stands out as the definition of professionalism. I wholeheartedly give him a 10 out of 10—one of the best in the business and his industry. I look forward to doing business with him again.
Derek W. | LUXURY CAR SALES & SERVICE

Satisfied Clients

5 stars! Starting a business is never easy especially from scratch! I currently own our medical practice in California for the last 10 years and have worked with Kevin Angelo for our equipment financing. Expanding our business to another state, we had to start with a whole new corporation with new financing needs. Several other financial institutions denied assistance due to our situation. However, Financial Partners Group and Kevin understood the urgency and tenaciously found several lines of equipment financing to help us launch our new office! Thanks to Kevin and his team we are open for business and realizing our dream! Kevin’s can-do attitude and attention to detail helped us achieve our goals.
Dr. Lucia Mirel-Chavez | OMG Las Vegas
product manager

Satisfied Clients

Working with FPG has been a great experience for us. The team is always there when we need them, like that dependable friend you can call anytime. Whether it's answering our questions or helping us close a deal, they're just a phone call away. Their commitment and reliability make them more than just a lending partner; they're an essential part of our team.
FPG Client | Equipment Financing Client

Satisfied Clients

FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions have enabled us to increase our pipeline by an impressive 30%. Their expertise in navigating the market and understanding our unique needs has resulted in real growth for our business.
FPG Client | Vendor Client

Satisfied Clients

We had a time-sensitive opportunity to upgrade our equipment, but traditional financing options were moving too slowly. FPG not only got us approved quickly but also structured a financing solution that worked with our cash flow. Their expertise and efficiency helped us move forward with confidence."
FPG Client | Medical Equipment Provider

Satisfied Clients

As a small business owner, securing financing can be time-consuming and frustrating. FPG made the process simple, fast, and flexible. They understood my needs, provided clear options, and helped me secure the equipment I needed to expand my operations—without unnecessary hurdles.
FPG Client | Small Business Owner
Let’s Build Something Together
More Ways to Move Your Business Forward

Your business needs more than just equipment—it needs flexibility, resilience, and capital to grow.

FPG offers a range of financing and support solutions designed to keep you moving, no matter what comes next.

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SBA Loans
Ideal for long-term investments, expansions, or larger purchases. We help you navigate the SBA process and secure government-backed loans with competitive terms—without getting buried in paperwork.
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Equipment Leasing
Prefer lower monthly payments or want to stay tech-forward? Leasing can be a smart way to access the equipment you need—while preserving cash flow and enabling upgrades. Flexible structures, end-of-term options, and tax benefits included.
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Factoring
Turn unpaid invoices into immediate working capital. With our factoring solutions, you get paid faster—improving cash flow without taking on additional debt.
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Insurance Solutions
Protect your business and your equipment with tailored coverage. We offer equipment insurance, liability protection, and more—so you can finance with peace of mind and operate with confidence.
Learn More

Expert Financial Guidance

Resource Library

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Ready to Fund What’s Next ?

Get a personalized financing plan designed for your business goals—with zero pressure, and no surprises.

Apply Now to Fuel Your Growth
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