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SBA Loan Programs We Offer

Flexible programs. Real people. Shared success.

What Makes SBA Loans Different?

✅ Lower monthly payments

✅ Longer terms (up to 25 years)

✅ Competitive rates

✅ Flexible use of funds

✅ Designed specifically for small business owners

And with FPG, you’ll actually understand the process—and feel supported from day one.

SBA 7(a) Loans

The most flexible SBA loan, great for working capital, expansion, equipment, or acquisitions.

  • Loan amounts up to $5 million

  • Terms up to 25 years

  • Fixed or variable rates

  • Use funds for almost any business purpose

SBA 504 Loans

Designed for purchasing or improving fixed assets—like commercial real estate or equipment.

  • Long-term, fixed-rate financing

  • Ideal for expansion or facility upgrades

  • Up to 90% financing with low down payments

SBA Express Loans

Streamlined process for smaller funding needs.

  • Up to $500,000

  • Faster approvals

  • Great for working capital or smaller purchases

Why Business Owners Choose FPG
We’re Not a Bank. We’re a Partner.
Looking to expand, buy equipment, or finally own your own space? SBA loans are a powerful way to grow your business—with lower rates, longer terms, and support from the U.S. Small Business Administration. The challenge? The process isn’t always clear.
A direct lender with 25+ lending partners, in-house underwriting, and a 90% approval rate, we don’t just say yes more—we say yes smarter.
Contact Us to Learn More About SBA Loans Contact Us to Learn More About SBA Loans

Approvals in as little as 4 hours

Don’t wait days for decisions—most applications are approved within just 4 hours.

App-only financing up to $250K

Get up to $250,000 with just a simple application—no paperwork required.

Real people available when you need answers

Talk to real humans who know your business—not bots or call centers.

Partnership Based on Trust

Your Trusted Financing Partner. Here to Help You Grow.

SBA loans are government-backed loans designed to help small businesses get the capital they need to succeed. With the SBA guaranteeing a portion of the loan, lenders can offer better terms, longer repayment periods, and higher approval odds—especially for growing businesses that don’t fit the mold for traditional bank loans.

FPG works as your partner throughout the process, helping you find the right SBA product, navigate the paperwork, and get approved without the typical stress.

 

✔ Direct lender with in-house underwriting

✔ Access to 25+ specialized funding sources

✔ Digital-first tools with human-first support

✔ Straight-through processing to close deals faster

✔ Real people behind every deal, not bots or algorithms

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in total funded volume since 2004
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trusted lending partners in our national network
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90% approval rate—for all types of credit profiles
Fund What Fuels Your Growth
Smarter SBA Financing for Growth

At FPG, we make SBA financing work for you—not the other way around. Backed by federal guarantees, SBA programs open doors to growth for businesses that need flexible, affordable capital. Whether you're expanding operations or securing your space, SBA financing gives you longer terms, lower payments, and more time to build your future—all with expert guidance from real people who know the process.

Use FPG SBA financing for:

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Purchase Commercial Real Estate

Secure the space you need with long-term SBA 504 financing that makes ownership attainable.

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Open or Expand Locations

Grow your footprint confidently with SBA 7(a) or 504 options tailored to your business goals.

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Fund Equipment and Inventory

Get access to the tools, technology, or inventory you need to serve more customers and scale your operations.

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Refinance High-Interest Debt

Lower your monthly payments and free up cash by restructuring your liabilities.

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Cover Working Capital Needs

Leverage SBA programs for operating expenses, payroll, and growth investments without sacrificing daily cash flow.

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Buy or Acquire a Business

SBA loans are a popular tool for business acquisitions and partner buyouts.

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WHY CHOOSE FPG?

Not All Finance Partners Are Created Equal

FPG isn’t just here to fund the deal—we’re here to fuel your growth.

Our exclusive partner programs are built to drive sales and give back. From strategic incentives to co-branded marketing, we make sure our partners win when we do.

Whether you’re buying equipment, bridging a cash flow gap, or scaling to a new location, FPG brings the tools, expertise, and human-first support to make financing feel like an opportunity—not an obstacle.

  • What Is an SBA Loan?

    SBA loans are government-backed loans designed to help small businesses get the capital they need to succeed. With the SBA guaranteeing a portion of the loan, lenders can offer better terms, longer repayment periods, and higher approval odds—especially for growing businesses that don’t fit the mold for traditional bank loans.

  • What credit score do I need for an SBA loan?

    Typically, a score of 650 or higher is preferred—but we look at the full picture, including revenue and growth potential.

  • How long does it take to get an SBA loan?

    Most SBA loans are funded in 30–45 days, depending on the complexity and paperwork. We help speed things up wherever possible.

  • Can I apply if I’m a startup?

    Yes. Startups can qualify, especially with a solid business plan, experience, or collateral. We’ll help you strengthen your application.

  • What’s the difference between 7(a) and 504 loans?

    7(a) loans are flexible for most business needs. 504 loans are specifically for large purchases like real estate or equipment.

  • Do I need collateral?

    Collateral helps but isn’t always required. It depends on your loan type, credit, and business profile.

  • How do I apply?

    It’s easy. You can start online, through your vendor, or by speaking directly with an FPG financing expert. We’ll collect some basic business information and get to work right away.

Speak to a Financing Expert

Satisfied Clients

I have had the pleasure of doing business with Kevin Rice (FPG) for nearly a decade. Kevin exemplifies the highest standards of his profession and sets the benchmark for exceptional customer service. His proactive approach ensures that even the smallest details are meticulously handled, often before you even realize they need attention.In the financial lending space, Kevin stands out as the definition of professionalism. I wholeheartedly give him a 10 out of 10—one of the best in the business and his industry. I look forward to doing business with him again.
Derek W. | LUXURY CAR SALES & SERVICE

Satisfied Clients

5 stars! Starting a business is never easy especially from scratch! I currently own our medical practice in California for the last 10 years and have worked with Kevin Angelo for our equipment financing. Expanding our business to another state, we had to start with a whole new corporation with new financing needs. Several other financial institutions denied assistance due to our situation. However, Financial Partners Group and Kevin understood the urgency and tenaciously found several lines of equipment financing to help us launch our new office! Thanks to Kevin and his team we are open for business and realizing our dream! Kevin’s can-do attitude and attention to detail helped us achieve our goals.
Dr. Lucia Mirel-Chavez | OMG Las Vegas
product manager

Satisfied Clients

Working with FPG has been a great experience for us. The team is always there when we need them, like that dependable friend you can call anytime. Whether it's answering our questions or helping us close a deal, they're just a phone call away. Their commitment and reliability make them more than just a lending partner; they're an essential part of our team.
FPG Client | Equipment Financing Client

Satisfied Clients

FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions have enabled us to increase our pipeline by an impressive 30%. Their expertise in navigating the market and understanding our unique needs has resulted in real growth for our business.
FPG Client | Vendor Client

Satisfied Clients

We had a time-sensitive opportunity to upgrade our equipment, but traditional financing options were moving too slowly. FPG not only got us approved quickly but also structured a financing solution that worked with our cash flow. Their expertise and efficiency helped us move forward with confidence."
FPG Client | Medical Equipment Provider

Satisfied Clients

As a small business owner, securing financing can be time-consuming and frustrating. FPG made the process simple, fast, and flexible. They understood my needs, provided clear options, and helped me secure the equipment I needed to expand my operations—without unnecessary hurdles.
FPG Client | Small Business Owner
Let’s Build Something Together
More Ways to Move Your Business Forward

Your business needs more than just equipment—it needs flexibility, resilience, and capital to grow.

FPG offers a range of financing and support solutions designed to keep you moving, no matter what comes next.

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Equipment Leasing
Prefer lower monthly payments or want to stay tech-forward? Leasing can be a smart way to access the equipment you need—while preserving cash flow and enabling upgrades. Flexible structures, end-of-term options, and tax benefits included.
Learn More
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Factoring
Turn unpaid invoices into immediate working capital. With our factoring solutions, you get paid faster—improving cash flow without taking on additional debt.
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Insurance Solutions
Protect your business and your equipment with tailored coverage. We offer equipment insurance, liability protection, and more—so you can finance with peace of mind and operate with confidence.
Learn More
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Working Capital
For payroll, marketing, repairs, inventory—whatever keeps your business running. Our working capital solutions give you access to fast, unsecured funding that supports operations and growth without sacrificing stability.
Learn More

Expert Financial Guidance

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Ready to Fund What’s Next ?

Get a personalized financing plan designed for your business goals—with zero pressure, and no surprises.

Apply Now to Fuel Your Growth
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