A real person from our partnership team will reach out directly.
Built to Keep Deals MovingWithin HoursIn most cases, credit decisions come back within a few hours, helping sales teams maintain momentum. Direct & 25+FPG is a direct lender with access to 25+ strategic funding partners for more ways to get a deal done. $350KApplication-only financing available up to $350,000, subject to credit approval. Dedicated TeamReal people who understand marine equipment, operator sales and vendor programs.
Financing that works at the speed of a marine equipment sale
Marine equipment purchases are often tied to a deadline: the start of the season, a new contract, a failed engine or a vessel that has to be back in service. Sellers need quick decisions, flexible structures and people who understand the equipment and the operators who buy it.
The Marine Seller's Perspective
Financing should help create the yes — not show up after the no.
Your priority is to win the order, shorten the sales cycle and protect margin. When financing is treated as an afterthought, the customer may already have decided to rebuild a worn engine one more time, buy used elsewhere, scale back the refit or wait until after the season.
Beat the season
A boat out of service during the season costs the operator revenue every day. Financing helps the order close in time to get back on the water.
Sell the full repower
Presenting financing early keeps both engines, the electronics and the installation in the proposal instead of a partial fix.
Tie it to the contract
A marine contractor bidding a job needs equipment to win it. A monthly payment sits next to the contract revenue the equipment earns.
Protect margin
Give customers structure and payment flexibility before discounting the equipment becomes the easiest way to save the deal.
We Speak Marine
Built around the equipment that works on the water
FPG finances commercial marine equipment, from a single engine repower to a new workboat or a complete boatyard equipment package. We underwrite the buyer and understand that equipment type, condition, survey results, resale value and the operator's profile can all influence how a transaction should be structured.
Workboats & Commercial VesselsLanding craft, pushboats, crew boats, survey vessels and other commercial workboats.
Engines & RepowersMarine diesel and outboard engines, repower packages, gears and propulsion systems.
Marine ElectronicsNavigation, radar, sonar, communications and vessel monitoring systems.
Travel Lifts & Boat HandlingMarine travel lifts, boat forklifts, hydraulic trailers and haul-out equipment.
Marina & Dock SystemsFloating docks, boat lifts, fuel docks, pedestals and marina infrastructure.
Commercial Fishing & AquacultureDeck machinery, winches, refrigeration and aquaculture equipment for fishing operations.
Barges & Marine ConstructionBarges, spud systems, cranes and marine construction equipment for waterfront contractors.
Boatyard & Service EquipmentShop equipment, pressure washers, storage racks and service equipment for yards and dealers.
Selling a vessel with engines, electronics and deck equipment, or a package that equips a new marina or boatyard? FPG can structure financing around the complete order rather than one quote at a time.
Why Marine Sellers Use FPG
One financing relationship. More ways to get the deal done.
FPG combines direct lending, in-house underwriting and a network of strategic funding partners. That gives your sales team more flexibility without forcing them to manage multiple lender relationships on every opportunity.
More flexibility without more complexity
- Direct lending plus access to 25+ strategic funding partners
- Structures for A, B and C credit profiles, including smaller operators
- Fast decisions on straightforward transactions
- Support for new, used, repower and refit transactions
- A named finance team that works directly with your sales reps
People who understand the equipment and the operator
Marine equipment deals are not generic business financing. The vessel or equipment, its condition, the operator's contracts and the season all matter. FPG's team works with sellers and buyers to structure the transaction around the equipment and the way the operation will use it.
Your FPG marine equipment finance team
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Jon McBrideSVP, Growth & Strategic Partnerships — Hard Assets
Casey GoodellVP, Strategic Sales & Partner Development
Kristopher TozierVP, Strategic Sales & Partner Development
Flexible Structures
Typical programs are not one-size-fits-all.
The right structure depends on the operator, the equipment and when it goes to work. FPG can structure the sale around the season and the operation instead of forcing every buyer into the same payment pattern.
Equipment Finance Agreements
Traditional structures for customers that want predictable payments and ownership economics.
Purchase Options
Fixed-term structures designed for customers who intend to own the equipment at the end of the term.
Seasonal Payments
Payment schedules that can follow the working season, so off-season months carry lighter payments.
Deferred Payments
Structures that can give an operator time to put a vessel or repower into service before regular payments begin.
Repower & Refit Packages
Engines, propulsion, electronics and installation labor combined into one transaction.
Contract-Aligned Terms
Terms that can be matched to a charter, construction or service contract the equipment supports.
New & Used Equipment
Financing for new equipment and qualifying used vessels and refurbished units.
Upgrades & Add-Ons
Financing for added electronics, deck equipment and dock expansions as operations grow.
Delivery, installation, rigging, commissioning and operator training can be included alongside the equipment, so customers can finance equipment that is ready to work rather than the unit alone.
How It Works
From equipment quote to funded sale
Your sales team stays focused on the customer and the next order instead of chasing financing paperwork.
1
Quote the Equipment
Your rep builds the proposal around the vessel, the work and the season the customer needs it for.
2
Present Financing
Show a monthly payment in the proposal instead of waiting for a budget objection.
3
Customer Applies
The buyer completes the branded application from a phone or desktop.
4
FPG Structures the Deal
We underwrite the opportunity and determine the best available structure.
5
Documents & Funding
FPG handles documents and funds the seller on delivery and acceptance.
6
Sell the Next Refit
Your reps stay focused on repowers, upgrades and the next vessel.
The goal: make financing part of the sales motion without turning your sales team into a finance department.
Program Capabilities
Everything your team needs to use financing as a sales tool
FPG builds the program around your sales process and supports the tools, training and marketing needed to make financing easy to introduce — in the proposal, at the dock or at a boat show.
Custom Program Design
A financing structure built around how you sell.
You getA program that supports your margin and close rate
Your reps getSimple guidance for when and how to introduce financing
Co-Branded Financing Assets
Marketing support that helps make financing visible before the objection.
You getAccess to our CMO for special co-branded marketing campaigns and financing content
Your reps getReady-to-use assets that make financing easier to introduce and promote
Sales & Quote Tools
Make monthly-payment selling easier for your team.
You getTools that support payment-based selling without building technology internally
Your reps getA simple way to move from project cost to a financing conversation
Ongoing Enablement
A dedicated finance team that stays engaged after launch.
You getVisibility and support across active financing opportunities
Your reps getSomeone to call when a live deal needs help
Payment-Based Selling
Help customers evaluate the payment, not just the equipment price.
A large capital request competes with every other line in an operator's budget. A monthly payment puts the equipment in operating terms, alongside the lost days, repair bills and contract work it helps protect.
| Equipment Investment | 36 Months | 48 Months | 60 Months | 72 Months |
|---|---|---|---|---|
| $85,000Example: twin-engine repower with installation | $2,683 | $2,095 | $1,744 | $1,511 |
| $250,000Example: marine travel lift or boat forklift for a boatyard | $7,893 | $6,163 | $5,130 | $4,445 |
| $450,000Example: commercial workboat or landing craft | $14,207 | $11,093 | $9,234 | $8,001 |
Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary.
Marine Equipment Financing FAQ
Questions marine equipment sellers ask
Why should our sales team introduce financing before a customer raises a budget objection?
Introducing financing earlier gives the customer more ways to evaluate the purchase. Instead of patching an old engine for one more season or delaying a new boat, the customer can make the purchase as a predictable monthly payment.
What kinds of marine equipment can be financed?
FPG works with commercial workboats and vessels, engines and repowers, marine electronics, travel lifts and boat handling equipment, marina and dock systems, commercial fishing and aquaculture equipment, barges and boatyard equipment.
Can a repower be financed with installation labor?
Yes. Engines, gears, propulsion, electronics and installation labor can be combined into a single repower or refit transaction. Amounts and structure are subject to credit approval.
Can payments follow the working season?
Often, yes. Seasonal structures can align payments with the months the equipment is working. Availability depends on the transaction and credit approval.
Do you finance used vessels and equipment?
Yes. FPG finances new equipment and qualifying used vessels and refurbished units. Age, condition, survey results and resale value typically affect the term rather than eligibility.
Does FPG finance recreational boats for consumers?
This program is built for commercial buyers: marine contractors, fishing operations, charter and tour operators, marinas, boatyards and other businesses that put marine equipment to work.
Can FPG help smaller operators and newer businesses?
Often, yes. FPG is a direct lender with in-house underwriting and access to 25+ strategic funding partners, so A, B and C credit profiles can be placed. A thinner profile usually means a shorter term or a down payment rather than a decline.
How fast are decisions?
In most cases, credit decisions come back within a few hours. Larger vessels, unusual structures or more complex credit situations can require additional review.
When does the seller get paid?
FPG funds your company in full on delivery and acceptance. The purchaser pays FPG based on the agreed terms. You receive payment, and FPG manages the financing from there.
Vendor Partner Result
Financing support that helps create more sales opportunities
30%reported increase in pipeline
“FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions increased our pipeline by 30%.”— FPG Client | Vendor Partner
The value is not just access to capital. It is giving the sales team another tool to keep an opportunity moving when price, payment structure or credit flexibility could otherwise slow the deal down.
All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.