Put equipment to work before December 31.
Section 179 lets qualifying businesses deduct the full purchase price of qualifying equipment placed in service this year. Estimate what it could mean for you in about 30 seconds, then get financing that fits.
2026 limits per IRS Rev. Proc. 2025-32. Eligibility depends on your business. Confirm with your tax advisor.
Estimate your Section 179 savings
Enter your equipment cost and tax rate to see an estimate. It takes about 30 seconds.
Results are non-binding estimates for illustration only and aren't tax advice. Your actual deduction depends on your business, taxable income and current IRS rules. Confirm with your tax advisor.
Use Section 179 this year in three steps
Section 179 is based on when your equipment is placed in service, meaning delivered, installed and ready to use in your business. If it's in service by December 31, 2026, it may qualify for this year's deduction. Confirm eligibility with your tax advisor.
Estimate (about 30 seconds).
See what Section 179 could mean for your business.
Apply (about 2 minutes).
One online application, reviewed by a real person on our team.
Get funded.
We pay your vendor directly, so your equipment can be delivered, installed and put to work.
Timing depends on your equipment. Delivery and installation schedules vary by manufacturer, so check with your vendor on when your equipment can be in service. Our team will work with you to line up financing around that schedule.
Financing built for year-end decisions
We're a direct lender with access to 25+ strategic funding partners, so we can find a structure that fits your timing and your budget.
Flexible structures
Terms and end-of-term options matched to how you use the equipment.
Soft costs included
Installation, freight, integration and tooling can be financed as part of the equipment cost.
$350K app-only approvals
For most industries, one application is all it takes.
Fast decisions
Credit decisions within a few hours in most cases.
Real people
A dedicated team member guides you from application to funding.
Equipment financing agreements may allow you to take the deduction. Confirm with your tax advisor.
Section 179 Toolkit for vendors and dealers
Everything you need to start the year-end conversation with your customers. No forms, no waiting. Copy it, download it and send it today.
Customer email
A ready-to-send email that explains Section 179 and links your customers to the calculator.
Quick follow-up
A short note or text for buyers who are on the fence.
Social posts
Three captions and two graphics sized for LinkedIn and Facebook.
Website banner
For your site or email signature. Links straight to this page.
Editable SVG for design teams: 728x90 · 300x250 · Email signature
Share this page
The fastest option: send your customers the page itself.
Want it with your logo?
Send us your logo and we'll return a co-branded flyer and social graphics within a few days.
Section 179 questions, answered
What is Section 179?
A part of the U.S. tax code that lets qualifying businesses deduct the full purchase price of qualifying equipment and software in the year it's placed in service, instead of depreciating it over several years.
What are the 2026 limits?
The deduction limit is $2,560,000. It phases out dollar for dollar once total qualifying purchases for the year pass $4,090,000.
Does the equipment have to be paid for by December 31?
It has to be placed in service by December 31, 2026, meaning delivered, installed and ready to use in your business.
Do new and used equipment qualify?
Both can qualify, as long as the equipment is new to your business and used more than 50% for business purposes.
Can I finance equipment and still take the deduction?
Equipment financing agreements may allow you to take the deduction. Confirm with your tax advisor.
Is there an income limit?
Yes. The Section 179 deduction can't exceed your business's taxable income for the year. Your tax advisor can tell you how this applies to you.
How is Section 179 different from bonus depreciation?
Bonus depreciation has no annual dollar cap and isn't limited by taxable income. 100% bonus depreciation applies to qualifying property acquired after January 19, 2025. Many businesses use both, and your tax advisor can help you decide.
What should I ask my tax advisor?
Whether your equipment qualifies, how your taxable income affects the deduction, whether to use Section 179, bonus depreciation or both, and how your financing structure fits in.
How fast can I get financing?
Credit decisions come back within a few hours in most cases, with app-only approvals up to $350K for most industries.
Talk to a financing advisor
Not sure what makes sense before year-end? We'll walk you through your options, with no obligation.
Here to help you grow.
Financing is subject to credit approval; terms vary. Payment and savings examples are illustrative and are not an offer of credit. This content is for information only and is not tax or legal advice. Tax benefits depend on your business structure, taxable income, prior depreciation and current IRS rules. Consult your tax advisor.