A real person from our partnership team will reach out directly.
Built to Keep Orders MovingWithin HoursIn most cases, credit decisions come back within a few hours, helping sales teams maintain momentum. Direct & 25+FPG is a direct lender with access to 25+ strategic funding partners for more ways to get a deal done. $350KApplication-only financing available up to $350,000, subject to credit approval. Healthcare TeamReal people who understand aesthetic practices, practice buyers and vendor programs.
Financing that works at the speed of a practice build-out
Ancillary orders are often tied to a date: a new practice opening, a device arriving, an added treatment room or a second location. Sellers need quick decisions, flexible structures and people who understand aesthetic practices and how they plan for equipment.
The Ancillary Seller's Perspective
Financing should help create the yes — not show up after the no.
Your priority is to win the order, shorten the sales cycle and protect margin. When financing is treated as an afterthought, the practice may already have spent its budget on the device and decided to reuse old chairs, skip imaging, equip one room at a time or wait until next year.
Don't lose to the device budget
A monthly payment lets the practice fund the room around the device instead of treating ancillary equipment as optional.
Equip every room
Presenting financing early keeps every treatment room in the order instead of a first room now and the rest someday.
Support the opening date
New practices need everything in place before the first patient. Financing helps the full build-out arrive on time.
Protect margin
Give practices structure and payment flexibility before discounting the package becomes the easiest way to save the order.
We Speak Aesthetics
Built around everything a treatment room needs besides the device
FPG finances the equipment that surrounds aesthetic devices, from chairs and lighting for a single room to a complete build-out for a new med spa or a group of locations. We underwrite the buyer and understand that the equipment mix, installation and the practice's profile can all influence how a transaction should be structured.
Treatment Chairs & TablesPower procedure chairs, treatment tables, stools and positioning equipment for every treatment room.
Procedure Lighting & MagnificationExam and procedure lights, magnification lamps and task lighting for injectables and skin treatments.
Skin Imaging & Consultation3D facial imaging, skin analysis systems and consultation technology that support treatment planning.
Sterilization & Room EquipmentAutoclaves, sterilization stations, carts, cabinetry and the supply equipment behind each room.
Injectables Support EquipmentCooling and comfort devices, injection workstations and the equipment that supports an injectables program.
Wellness Add-On EquipmentLED therapy, cryotherapy, infusion lounge seating and other add-on services that expand the treatment menu.
Practice TechnologyScheduling and practice software, point-of-sale, patient check-in and the technology behind the front desk.
Furniture & Build-OutReception and retail furniture, skincare displays, millwork and the finishing package for a new or expanded practice.
Selling a package that combines chairs, imaging, sterilization, furniture and practice technology for a new practice? FPG can structure financing around the complete build-out rather than one quote at a time.
Why Ancillary Sellers Use FPG
One financing relationship. More ways to get the deal done.
FPG combines direct lending, in-house underwriting and a network of strategic funding partners. That gives your sales team more flexibility without forcing them to manage multiple lender relationships on every opportunity.
More flexibility without more complexity
- Direct lending plus access to 25+ strategic funding partners
- Structures for A, B and C credit profiles, including newer and startup practices
- Fast decisions on straightforward transactions
- Support for build-outs, device bundles and multi-location groups
- A dedicated healthcare finance team that works directly with your sales reps
People who understand practice buyers
Aesthetic practice orders are not generic business financing. The buyer is often a practice owner or clinician, the business may be new, and the order is tied to a device delivery or an opening date. FPG's healthcare vendor finance team works with these buyers every day and knows how to keep a transaction moving without adding friction to your sale.
Your FPG healthcare vendor finance team
Peg NielsenSVP — Healthcare Vendor Finance
Kevin AngeloManager, Sales & Client Development
Flexible Structures
Typical programs are not one-size-fits-all.
The right structure depends on the practice, the equipment and when the rooms open. FPG can structure the sale around the practice's timeline instead of forcing every buyer into the same payment pattern.
Equipment Finance Agreements
Traditional structures for practices that want predictable payments and ownership economics.
Purchase Options
Fixed-term structures designed for practices that intend to own the equipment at the end of the term.
Deferred Payments
Structures that can give a new or expanding practice time to open rooms and book patients before regular payments begin.
Step Payments
Lower early payments that step up as a new service or location ramps up.
Build-Out Packages
Chairs, lighting, sterilization, furniture and technology combined into one transaction for a new practice.
Multi-Room & Multi-Location
Structures that equip several rooms or locations at once, or fund the first now and anticipate the next.
Device & Ancillary Bundles
Ancillary equipment financed together with the aesthetic device it supports, in one payment.
Upgrades & Add-Ons
Financing for added rooms, replacement chairs and new add-on services as the practice grows.
Delivery, installation, setup and training can be included alongside the equipment, so practices can finance complete working rooms rather than the equipment alone.
How It Works
From room plan to funded order
Your sales team stays focused on the practice and the next order instead of chasing financing paperwork.
1
Plan the Rooms
Your rep builds the quote around the rooms, services and opening date the practice is planning.
2
Present Financing
Show a monthly payment in the quote instead of waiting for a budget objection.
3
Practice Applies
The buyer completes the branded application from a phone or desktop.
4
FPG Structures the Deal
We underwrite the opportunity and determine the best available structure.
5
Documents & Funding
FPG handles documents and funds the seller on delivery and acceptance.
6
Equip the Next Room
Your reps stay focused on added rooms, upgrades and the next location.
The goal: make financing part of the sales motion without turning your sales team into a finance department.
Program Capabilities
Everything your team needs to use financing as a sales tool
FPG builds the program around your sales process and supports the tools, training and marketing needed to make financing easy to introduce — in the quote, at a practice visit or on a show floor.
Custom Program Design
A financing structure built around how you sell.
You getA program that supports your margin and close rate
Your reps getSimple guidance for when and how to introduce financing
Co-Branded Financing Assets
Marketing support that helps make financing visible before the objection.
You getAccess to our CMO for special co-branded marketing campaigns and financing content
Your reps getReady-to-use assets that make financing easier to introduce and promote
Sales & Quote Tools
Make monthly-payment selling easier for your team.
You getTools that support payment-based selling without building technology internally
Your reps getA simple way to move from project cost to a financing conversation
Ongoing Enablement
A dedicated finance team that stays engaged after launch.
You getVisibility and support across active financing opportunities
Your reps getSomeone to call when a live deal needs help
Payment-Based Selling
Help practices evaluate the payment, not just the package price.
After a device purchase, a large ancillary invoice is easy to put off. A monthly payment puts the room in operating terms, alongside the treatments, patient experience and revenue the finished room supports.
| Equipment Investment | 36 Months | 48 Months | 60 Months | 72 Months |
|---|---|---|---|---|
| $20,000Example: treatment chairs, lighting and carts for two rooms | $631 | $493 | $410 | $356 |
| $60,000Example: skin imaging system plus sterilization and room equipment | $1,894 | $1,479 | $1,231 | $1,067 |
| $150,000Example: complete ancillary build-out for a new med spa | $4,736 | $3,698 | $3,078 | $2,667 |
Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary.
Aesthetic Ancillary Equipment Financing FAQ
Questions ancillary equipment sellers ask
Why should our sales team introduce financing before a practice raises a budget objection?
Introducing financing earlier gives the practice more ways to evaluate the order. Instead of equipping one room now and the rest later, the practice can outfit every room it needs as a predictable monthly payment.
Can ancillary equipment be financed together with an aesthetic device?
Yes. Chairs, lighting, imaging, sterilization and room equipment can be combined with the device they support into a single transaction, so the practice manages one payment instead of several.
Can a complete practice build-out be financed?
Yes. Treatment room equipment, furniture, sterilization, practice technology and retail displays can be structured as one build-out package. Amounts and structure are subject to credit approval.
Can delivery, installation and setup be included?
Yes. Delivery, installation, setup and training can be included alongside the equipment, so the practice finances the complete working room rather than the equipment alone.
Can payments start after the practice opens?
Often, yes. Deferred structures can give a new or expanding practice time to open rooms and book patients before regular payments begin. Availability depends on the transaction and credit approval.
Can FPG help new and startup practices?
Often, yes. FPG is a direct lender with in-house underwriting and access to 25+ strategic funding partners, so A, B and C credit profiles can be placed. A newer practice usually means a shorter term or a down payment rather than a decline.
Do ancillary orders qualify for application-only financing?
Most ancillary and build-out orders fit application-only financing, which is available up to $350,000, subject to credit approval. Larger multi-location orders move through a full application with the same team.
How fast are decisions?
In most cases, credit decisions come back within a few hours. Larger multi-location orders, unusual structures or more complex credit situations can require additional review.
When does the seller get paid?
FPG funds your company in full on delivery and acceptance. The purchaser pays FPG based on the agreed terms. You receive payment, and FPG manages the financing from there.
Vendor Partner Result
Financing support that helps create more sales opportunities
30%reported increase in pipeline
“FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions increased our pipeline by 30%.”— FPG Client | Vendor Partner
The value is not just access to capital. It is giving the sales team another tool to keep an opportunity moving when price, payment structure or credit flexibility could otherwise slow the deal down.
All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.