Built for Aesthetic Device Manufacturers & Distributors
OEMs · Distributors · Dealers · Practice Build-Out Suppliers
Place More Devices with Financing Built for Aesthetic Practices.
Whether you’re placing a single platform in a new med spa, a body contouring system in an established practice or a multi-device build-out across a group, FPG helps your sales team present financing earlier and keep the deal moving forward.
Financing should not be the thing your team reaches for after a practice says the capital isn’t there. Introduced earlier in the conversation, it turns a large one-time device cost into a monthly payment a practice can plan alongside rent, staff and software — and lets them add the service now rather than next year.
Start your aesthetic equipment financing program
Tell us what you sell and how your team quotes. We’ll build the program around your sales process.
A real person from our partnership team will reach out directly.
Built to Keep Deals Moving2–4 hrsMost credit decisions come back within hours, helping sales teams maintain momentum. Direct & 25+FPG is a direct lender with access to 25+ strategic funding partners for more ways to get a deal done. $350KApplication-only financing available up to $350,000 — which covers most single and multi-device transactions outright. Healthcare TeamDedicated healthcare vendor finance specialists who work with practice buyers every day.
Financing that works at the speed of a device sale
Practices decide on devices quickly, often at a meeting or a show, and the decision cools fast. Speed alone is not enough — sellers also need flexible structures and people who understand practice buyers and how these transactions come together.
The Device Seller’s Perspective
Financing should help create the yes — not show up after the no.
Your priority is to place devices, shorten the sales cycle and protect price. When financing is treated as an afterthought, the practice may already have decided to keep referring the service out, buy a used or grey-market device, take a smaller platform than the practice needs, or wait until next year.
Bring the service in-house now
A practice referring patients elsewhere for a service is sending work out the door. Financing lets them add the capability on their own timeline rather than waiting for capital.
Protect your price
Give practices structure and payment flexibility before discounting the platform or adding free training becomes the easiest way to save the deal.
Keep the right platform in the deal
Presenting financing early helps a practice buy the device the treatment mix actually calls for instead of the entry model that fits available cash.
Give newer practices a path
Many of these buyers are young practices with real plans and thin financials. More financing options mean fewer conversations that end because of how long the business has been open.
We Speak Medical Aesthetics
Built around the platforms and equipment a practice runs
FPG finances aesthetic devices and the equipment around them, from a single platform to a full practice build-out. We underwrite the buyer and understand that device type, configuration, resale value and the practice’s profile can all influence how a transaction should be structured.
Laser PlatformsLaser systems across hair, vascular, pigment and resurfacing categories, including multi-handpiece platforms.
IPL & Light-Based SystemsIntense pulsed light and other light-based devices, including combination platforms.
Body Contouring SystemsCryolipolysis, radiofrequency, ultrasound and muscle stimulation body platforms.
RF & MicroneedlingRadiofrequency microneedling systems, fractional RF devices and handpiece packages.
Skin Health & Facial SystemsHydradermabrasion and facial treatment systems, microdermabrasion and skin resurfacing equipment.
Imaging & Consultation TechnologySkin analysis and imaging systems, photography setups and consultation technology.
Treatment Room EquipmentTreatment chairs and tables, stools, lighting, carts, sterilization and room equipment.
Practice TechnologyPractice management and scheduling systems, point-of-sale, and the technology behind a treatment business.
Selling a multi-device package, a new practice build-out or a rollout across several locations? FPG can structure financing around the full transaction rather than one device at a time.
Why Device Sellers Use FPG
One financing relationship. More ways to get the deal done.
FPG combines direct lending, in-house underwriting and a network of strategic funding partners. That gives your sales team more flexibility without forcing them to manage multiple lender relationships on every opportunity.
More flexibility without more complexity
- Direct lending plus access to 25+ strategic funding partners
- Structures for A, B and C credit profiles, including newer and startup practices
- Application-only financing that covers most device transactions
- Support for multi-device packages, build-outs and multi-location groups
- A dedicated healthcare finance team that works directly with your sales reps
People who understand practice buyers
Aesthetic device deals are not generic business financing. The buyer is often a practice owner or a clinician rather than a procurement department, the business may be young, and the decision gets made fast. FPG’s healthcare vendor finance team works with these buyers every day and knows how to keep a transaction moving without adding friction to your sale.
Your FPG healthcare vendor finance team
Peg NielsenSVP — Healthcare Vendor Finance
Kevin AngeloManager, Sales & Client Development
Flexible Structures
Typical programs are not one-size-fits-all.
The right structure depends on the practice, the device and what they want at the end of the term. FPG can structure the sale around the transaction instead of forcing every buyer into the same financing box.
Equipment Finance Agreements
Traditional structures for practices that want predictable payments and ownership economics.
Purchase Options
Fixed-term structures designed for practices that intend to own the device at the end of the term.
End-of-Term Options
Structures that give a practice defined choices at the end of the term — return, renew or purchase — rather than being left with an aging platform.
Deferred Payments
Structures that can help a practice get through delivery, training and staff onboarding before regular payments begin.
Step Payments
Lower early payments that step up over the term, useful for a practice introducing a new service or a newly opened location.
Startup Practice Structures
Approaches built for newer practices, where a shorter term or a down payment can open a path that a standard structure would not.
Multi-Device & Build-Out Packages
One transaction covering several platforms plus treatment room and practice equipment, instead of separate paperwork for each quote.
New & Used Equipment
Financing for new devices and for qualifying pre-owned and certified refurbished platforms.
Delivery, installation, training and freight can be included alongside the device, so practices can finance the complete setup rather than the platform alone.
How It Works
From device quote to funded sale
Your sales team stays focused on the practice and the next placement instead of chasing financing paperwork.
1
Quote the Device
Your rep builds the proposal around the platform, configuration and training the practice needs.
2
Present Financing
Introduce payment options in the same conversation instead of waiting for a capital objection.
3
Practice Applies
The buyer completes the branded application from a phone or desktop.
4
FPG Structures the Deal
We underwrite the opportunity and determine the best available structure.
5
Documents & Funding
FPG handles documents and funds the seller on delivery and acceptance.
6
Place the Next Device
Your reps stay focused on practices, groups and the next opportunity.
The goal: make financing part of the sales motion without turning your sales team into a finance department.
Program Capabilities
Everything your team needs to use financing as a sales tool
FPG builds the program around your sales process and supports the tools, training and marketing needed to make financing easy to introduce — in the quote, at a practice visit or on a show floor.
Custom Program Design
A financing structure built around how you sell.
You getA program that supports your price and close rate
Your reps getSimple guidance for when and how to introduce financing
Co-Branded Financing Assets
Marketing support that helps make financing visible before the objection.
You getAccess to our CMO for special co-branded marketing campaigns and financing content
Your reps getReady-to-use assets that make financing easier to introduce and promote
Sales & Quote Tools
Make monthly-payment selling easier for your team.
You getTools that support payment-based selling without building technology internally
Your reps getA payment option they can put on the quote alongside the device price
Ongoing Enablement
A dedicated healthcare finance team that stays engaged after launch.
You getVisibility and support across active financing opportunities
Your reps getSomeone to call when a live deal needs help
Payment-Based Selling
Help practices evaluate the payment, not just the device price.
A practice already budgets monthly for rent, staff, software and supplies. A monthly payment puts a device in that same column — a planned operating cost rather than a one-time capital decision that competes with everything else in the practice.
| Equipment Investment | 36 Months | 48 Months | 60 Months | 72 Months |
|---|---|---|---|---|
| $75,000Example: single laser or light-based platform with training | $2,368 | $1,849 | $1,539 | $1,334 |
| $150,000Example: body contouring system, or a two-platform package | $4,736 | $3,698 | $3,078 | $2,667 |
| $350,000Example: multi-device build-out with treatment room equipment | $11,050 | $8,628 | $7,182 | $6,223 |
Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary.
Aesthetic Equipment Financing FAQ
Questions device sellers ask
Why should our sales team introduce financing before a practice raises cost?
Introducing financing earlier gives the practice more ways to evaluate the purchase. Instead of discussing only the device price, your rep can frame the decision around a monthly payment alongside the rent, staff and software the practice already budgets for.
Can FPG help newer and startup practices?
Often, yes. FPG is a direct lender with in-house underwriting and access to 25+ strategic funding partners, so A, B and C credit profiles can be placed. A newer practice usually means a shorter term or a down payment rather than a decline, and the healthcare team will tell you early what a given profile needs.
Can delivery, installation and training be included?
Yes. Delivery, installation, training and freight can be included alongside the device, so the practice finances the complete setup rather than the platform alone. Amounts and structure are subject to credit approval.
Can several devices be financed in one transaction?
Yes. A multi-device package, including treatment room and practice equipment, can be structured as a single transaction rather than separate paperwork for each quote.
What happens at the end of the term?
Structures are available that give the practice defined end-of-term choices — return the device, renew, or purchase it — rather than being left with an aging platform. Which options apply depends on the device and the transaction.
Can payments be structured around training and launch?
Often, yes. Deferred structures can help a practice get through delivery, training and staff onboarding before regular payments begin, and step structures can support a practice introducing a new service. Availability depends on the transaction and credit approval.
Do you finance pre-owned and certified refurbished devices?
Yes. FPG finances new devices and qualifying pre-owned and certified refurbished platforms. Age, condition and resale value typically affect the term rather than eligibility.
Can a multi-location group finance across sites?
Yes. A group rollout can be structured as one transaction, or additional locations can be added later without restarting the process for every site.
How fast are decisions?
Most credit decisions come back in two to four hours. Larger multi-device transactions, newer practices, unusual structures or more complex credit situations can require additional review.
What happens when a deal does not fit FPG’s direct-lending box?
FPG also works with 25+ strategic funding partners. That gives the team additional ways to structure qualifying transactions without forcing the seller to manage separate lender relationships.
When does the seller get paid?
FPG funds your company in full on delivery and acceptance. The purchaser pays FPG based on the agreed terms. You receive payment, and FPG manages the financing from there.
Vendor Partner Result
Financing support that helps create more sales opportunities
30%reported increase in pipeline
“FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions increased our pipeline by 30%.”— FPG Client | Vendor Partner
The value is not just access to capital. It is giving the sales team another tool to keep an opportunity moving when price, payment structure or credit flexibility could otherwise send a practice toward a smaller platform or next year’s budget.
Build Your Financing Program
Turn financing into a competitive advantage for your sales team.
Whether you sell laser and light-based platforms, body contouring systems, RF and microneedling devices, skin health systems or complete practice build-outs, FPG can help you build a financing program designed to place devices, protect your price and give practices more ways to say yes.
Start your aesthetic equipment financing program
All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.