A real person from our partnership team will reach out directly.
Built to Keep Equipment Sales MovingFastMost credit decisions come back in two to four hours, helping your sales team keep momentum when customers are ready to move. Direct & 25+FPG is a direct lender with access to 25+ strategic funding partners, giving your team more ways to structure qualifying opportunities. FlexibleDifferent equipment, operations and buying cycles call for different approaches. DedicatedReal people who understand hard assets, equipment sales and the importance of keeping the process moving.
Financing that keeps pace with farm and ranch equipment sales
When a grower is replacing an aging tractor, adding acres or upgrading irrigation and livestock systems, your team needs a financing partner that is available and ready to help while the decision is being made.
The Agriculture Equipment Seller Perspective
Your customer is buying capacity for the whole operation.
For a grower, rancher or producer, equipment decisions are tied to acres, yields, herd size and the hours available to get the work done. A new machine can add capacity, replace aging equipment or make the operation more efficient.
That makes financing a practical sales tool, not simply a way to respond when price becomes a problem.
Keep the operation running
Help customers evaluate the equipment they need to support current and future production.
Move beyond total purchase price
Give buyers the ability to consider a monthly payment alongside how the equipment will be used.
Preserve operating cash
Help customers keep more capital available for seed, feed, fuel, labor and other operating priorities.
Protect the equipment opportunity
Offer financing flexibility before a customer postpones the purchase or starts looking elsewhere.
Equipment We Finance
Built around the equipment that keeps farms and ranches producing
FPG supports financing for a broad range of qualifying agriculture equipment, from single machines to multi-asset packages.
Row-Crop & Utility Tractors
Compact Tractors
Combines & Harvesters
Hay & Forage Equipment
Planting, Tillage & Spraying Implements
Attachments & Front-End Loaders
Irrigation Systems
Livestock Handling, Feeding & Barn Equipment
Why Agriculture Equipment Sellers Use FPG
One financing relationship. More ways to keep the equipment sale moving.
Your customers do not all operate the same way. Some are large row-crop or dairy operations. Others are family farms, ranches and specialty growers adding equipment as the operation grows.
FPG combines direct lending capabilities with access to 25+ strategic funding partners, giving your team additional flexibility across qualifying opportunities without adding unnecessary complexity to your sales process.
More flexibility without more complexity
- Direct lending plus access to 25+ strategic funding partners
- Structures built around the equipment and transaction
- Support for a broader range of customer profiles
- New, used and multi-asset equipment opportunities
- A dedicated finance team available to your reps
People who understand hard-working equipment
Agriculture equipment is not generic office equipment. The machine, its age, how it will be used and the customer all matter. Our team works with your reps and customers to understand the opportunity and help identify a financing structure that fits.
More than capital. A true partnership.
Your FPG agriculture equipment finance team
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Jon McBrideSVP, Growth & Strategic Partnerships — Hard Assets
Casey GoodellVP, Strategic Sales & Partner Development
Kristopher TozierVP, Strategic Sales & Partner Development
Flexible Structures
Financing that can adapt to how your customers operate
Predictable Payment Structures
Consistent scheduled payments that help businesses plan around equipment costs.
Purchase Options
Structures designed for customers planning to own their equipment.
Residual-Based Structures
Options that may help align scheduled payments with the expected value of qualifying equipment.
Deferred Payment Structures
Help qualifying customers put equipment to work before regular payments begin.
Step & Seasonal Structures
Payment structures that may better align with ramp-up periods or seasonal business cycles.
New & Used Equipment
Financing options for qualifying new and pre-owned equipment.
How It Works
From equipment quote to financed sale
1
Quote the Equipment
Your rep builds the equipment proposal around the customer’s operation and equipment needs.
2
Present Financing
Introduce financing while the customer is evaluating the equipment, not after price becomes an obstacle.
3
Customer Applies
The customer completes the financing application.
4
FPG Reviews the Opportunity
We evaluate the customer, equipment and transaction and determine available financing structures.
5
Documentation Moves Forward
FPG coordinates the financing documentation and keeps the parties informed.
6
Sell the Next Machine
Your team returns its attention to customers, equipment and the next opportunity.
Your sales team sells agriculture equipment. FPG helps handle the financing behind it.
Program Capabilities
Give your reps the tools to introduce financing with confidence
Custom Program Design
A financing approach built around your equipment and sales process.
You getA program tailored to the way your team sells.
Your reps getSimple guidance for introducing financing.
Co-Branded Financing Assets
Financing materials developed to support your brand and customers.
You getCampaign and sales-support resources.
Your reps getReady-to-use content for customer conversations.
Sales & Quote Tools
Resources that support monthly-payment selling.
You getFinancing that fits more naturally into your sales motion.
Your reps getAn easier transition from equipment price to payment.
Ongoing Enablement
Continued access to an experienced financing team.
You getSupport across program and opportunity needs.
Your reps getSomeone to call when the opportunity needs extra attention.
Payment-Based Selling
Help customers connect the payment to the work the equipment can do.
For farms, ranches and growers, equipment is directly tied to productivity, capacity and how much ground or how many head the operation can handle. A monthly payment gives customers another way to evaluate the investment while preserving cash for seed, feed, fuel, labor and day-to-day operations.
| Equipment Investment | 36 Months | 48 Months | 60 Months | 72 Months |
|---|---|---|---|---|
| $75,000Compact or utility tractor with implements, or a livestock handling package | $2,368 | $1,849 | $1,539 | $1,334 |
| $150,000Row-crop tractor, hay and forage line, or irrigation system | $4,736 | $3,698 | $3,078 | $2,667 |
| $300,000Combine, high-horsepower tractor or multi-machine equipment package | $9,471 | $7,395 | $6,156 | $5,334 |
Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary.
Agriculture Equipment Financing FAQ
Questions agriculture equipment sellers ask
Why introduce financing early in an agriculture equipment sale?
Presenting financing with the equipment gives growers and producers another way to evaluate the investment before total price becomes the primary obstacle.
What agriculture equipment can FPG consider?
FPG supports financing for a broad range of qualifying agriculture equipment, including tractors, combines and harvesters, implements and attachments, irrigation systems and livestock equipment.
Can used equipment be considered?
Yes, qualifying pre-owned equipment can be considered depending on the equipment, customer and transaction.
Can a tractor and implements be financed together?
Yes. Qualifying multi-asset packages, such as a tractor with implements, attachments or a loader, can be considered as a single financing opportunity.
How quickly do customers get a credit decision?
Most credit decisions come back in two to four hours.
Is there an application-only option?
Yes. Application-only financing is available up to $350,000, subject to credit approval.
When does the seller get paid?
FPG funds your company in full on delivery and acceptance. The purchaser pays FPG based on the agreed terms. You receive payment, and FPG manages the financing from there.
What if a transaction needs a different financing approach?
FPG is a direct lender with access to 25+ strategic funding partners, which provides additional flexibility for qualifying opportunities.
Does FPG work directly with the buyer?
Yes. Our team can help guide the customer through the financing process while keeping your sales team informed and supported.
Vendor Partner Result
Financing support that helps create more sales opportunities
30%reported increase in pipeline
“FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions increased our pipeline by 30%.”— FPG Client | Vendor Partner
The value is not just access to capital. It is giving the sales team another tool to keep an opportunity moving when price, payment structure or credit flexibility could otherwise slow the deal down.
All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.