Built for Food Processing Equipment Sellers
OEMs · Dealers · Distributors · Integrators · Independent Equipment Sellers
Sell More Equipment with Financing Built for Food Processing.
Whether you're selling a single mixer, a cook and chill line or a complete processing system with sanitation and inspection, FPG helps your sales team present financing earlier and keep the project moving forward.
Financing should not be the thing your team reaches for after a customer says the capital isn't approved. Used earlier in the sales process, it becomes a competitive advantage that helps a processor meet an audit requirement, a new contract or a production deadline that will not wait for next year's budget.
Start your food processing financing program
Tell us what you sell and how your team quotes. We'll build the program around your sales process.
A real person from our partnership team will reach out directly.
Built to Keep Projects Moving2–4 hrsMost credit decisions come back within hours, helping sales teams maintain momentum. Direct & 25+FPG is a direct lender with access to 25+ strategic funding partners for more ways to get a deal done. $350KApplication-only financing available up to $350,000, subject to credit approval. Dedicated TeamReal people who understand production assets, equipment sales and vendor programs.
Financing that works at the speed of an equipment sale
Fast decisions matter when a processor is working against an audit date, a retail launch or a scheduled shutdown window. Speed alone is not enough — sellers also need flexible structures and people who understand the equipment, the buyer and the project.
The Equipment Seller's Perspective
Financing should help create the yes — not show up after the no.
Your priority is to move equipment, shorten the sales cycle and protect margin. When financing is treated as an afterthought, the processor may already have decided to run the old line another season, patch the problem by hand, buy used of unknown condition, or keep co-packing work they wanted to bring in-house.
Meet the deadline the budget can't
When an audit finding, a new retail contract or a food safety requirement sets the date, financing gives a processor a way to act on that timeline instead of the capital cycle.
Keep the full line in the quote
Presenting financing early keeps conveying, controls, sanitation and inspection in the project instead of being trimmed to the single machine.
Overcome payment objections
Shift the conversation from project cost to a monthly payment the processor can compare against throughput, yield, labor and the co-packing spend it brings back in-house.
Protect margin
Give customers structure and payment flexibility before discounting the system or absorbing install costs becomes the easiest way to save the deal.
We Speak Food Processing
Built around the equipment that makes the product
FPG finances new and used food processing equipment, from a single machine to a complete line. We underwrite the buyer and understand that equipment type, sanitary design, condition, resale value and production requirements can all influence how a transaction should be structured.
Mixing, Blending & BatchingMixers, blenders, batching systems and dough and emulsion equipment for consistent product at volume.
Size Reduction & PortioningSlicers, dicers, grinders, portioners and forming equipment for protein, produce and prepared foods.
Thermal Processing & CookingOvens, fryers, kettles, retorts, pasteurizers and continuous cook systems.
Chilling, Freezing & RefrigerationSpiral and tunnel freezers, blast chillers, refrigeration systems and cold storage equipment.
Separation & FiltrationCentrifuges, separators, homogenizers, evaporators and filtration systems for dairy, beverage and ingredient processing.
Conveying & Material HandlingSanitary conveyors, elevators, hoppers and transfer systems that move product between operations.
Sanitation & CIP SystemsClean-in-place systems, washdown equipment and sanitation infrastructure that keep the plant audit-ready.
Inspection & Food SafetyMetal detection, X-ray inspection, checkweighers and traceability systems.
Selling complete lines, plant expansions or packages that span processing, sanitation and inspection? FPG can structure financing around the full project rather than one machine at a time.
Why Equipment Sellers Use FPG
One financing relationship. More ways to get the deal done.
FPG combines direct lending, in-house underwriting and a network of strategic funding partners. That gives your sales team more flexibility without forcing them to manage multiple lender relationships on every opportunity.
More flexibility without more complexity
- Direct lending plus access to 25+ strategic funding partners
- Structures for A, B and C credit profiles, including growing co-packers and emerging brands
- Fast decisions on straightforward transactions
- Support for complete lines, installed systems and multi-asset projects
- A named finance team that works directly with your sales reps
People who understand the equipment and the sale
Food processing deals are not generic business financing. The equipment, the sanitary design, the install window and the customer's contract mix all matter. FPG's team works with sellers and buyers to structure the transaction around the equipment and the way the plant will run it.
Your FPG food processing equipment finance team
.png)
Jon McBrideSVP, Growth & Strategic Partnerships — Hard Assets
Casey GoodellVP, Strategic Sales & Partner Development
Kristopher TozierVP, Strategic Sales & Partner Development
Flexible Structures
Typical programs are not one-size-fits-all.
The right structure depends on the customer, the equipment and when the line actually starts producing. FPG can structure the sale around the transaction instead of forcing every buyer into the same financing box.
Equipment Finance Agreements
Traditional structures for customers that want predictable payments and ownership economics.
Purchase Options
Fixed-term structures designed for customers who intend to own the equipment at the end of the term.
Residual Structures
Options that can reduce scheduled payments when a residual value makes sense for the asset and transaction.
Deferred Payments
Structures that can help a processor get through installation, validation and start-up before regular payments begin.
Seasonal Payments
Payment schedules that can be aligned with pack season, harvest windows or a processor's production calendar.
Step Payments
Lower early payments that step up over the term, useful for processors ramping a new line or a new retail program.
Multi-Machine & Line Packages
One transaction covering several machines, conveying and controls instead of separate paperwork for every quote.
New & Used Equipment
Financing for new equipment and for qualifying used machines, including auction and plant closure opportunities.
Installation, integration, freight and controls can be included alongside the equipment, so customers can finance the complete working line rather than the machine alone.
How It Works
From equipment quote to funded sale
Your sales team stays focused on the customer and the next project instead of chasing financing paperwork.
1
Quote the Equipment
Your rep builds the proposal around the product, the volume and the line the processor needs to run.
2
Present Financing
Introduce payment options early instead of waiting for a capital approval objection.
3
Customer Applies
The buyer completes the branded application from a phone or desktop.
4
FPG Structures the Deal
We underwrite the opportunity and determine the best available structure.
5
Documents & Funding
FPG handles documents and funds the seller once installation is complete.
6
Sell the Next Line
Your reps stay focused on customers, plants and the next opportunity.
The goal: make financing part of the sales motion without turning your sales team into a finance department.
Program Capabilities
Everything your team needs to use financing as a sales tool
FPG builds the program around your sales process and supports the tools, training and marketing needed to make financing easy to introduce — in the proposal, at a plant visit or on the show floor.
Custom Program Design
A financing structure built around how you sell.
You getA program that supports your margin and close rate
Your reps getSimple guidance for when and how to introduce financing
Co-Branded Financing Assets
Marketing support that helps make financing visible before the objection.
You getAccess to our CMO for special co-branded marketing campaigns and financing content
Your reps getReady-to-use assets that make financing easier to introduce and promote
Sales & Quote Tools
Make monthly-payment selling easier for your team.
You getTools that support payment-based selling without building technology internally
Your reps getA simple way to move from project cost to a financing conversation
Ongoing Enablement
A dedicated finance team that stays engaged after launch.
You getVisibility and support across active financing opportunities
Your reps getSomeone to call when a live deal needs help
Payment-Based Selling
Help customers evaluate the payment, not just the project cost.
A monthly payment is a number a processor can set against throughput, yield, labor and the co-packing spend the line brings back in-house. It is a far easier comparison than a capital request competing with everything else in the plant.
| Equipment Investment | 36 Months | 48 Months | 60 Months | 72 Months |
|---|---|---|---|---|
| $125,000Example: mixer or portioning system with conveying | $3,946 | $3,081 | $2,565 | $2,223 |
| $350,000Example: cook line, spiral freezer or separation system | $11,050 | $8,628 | $7,182 | $6,223 |
| $750,000Example: complete processing line with controls and inspection | $23,678 | $18,488 | $15,390 | $13,335 |
Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary.
Food Processing Equipment Financing FAQ
Questions equipment sellers ask
Why should our sales team introduce financing before a customer raises capital approval?
Introducing financing earlier gives the processor more ways to evaluate the purchase. Instead of discussing only project cost, your rep can frame the decision around monthly cash flow, preserved working capital and whether the equipment will be running in time for the contract, the season or the audit.
Can financing help a customer act on an audit finding or a new contract requirement?
Often, yes. When a food safety requirement, an audit finding or a new retail or co-pack agreement sets the deadline, financing gives a processor a way to move on that timeline rather than waiting for the next capital cycle.
Can conveying, controls, sanitation and inspection be financed with the main equipment?
Yes. Conveying, controls, sanitation systems and inspection equipment can be financed alongside the primary machine, so the customer finances a complete working line rather than a single piece of it.
Can installation, integration and freight be included in the financing?
Yes. Installation, integration, freight and controls can be included alongside the equipment. Amounts and structure are subject to credit approval.
Can payments be structured around installation, validation and pack season?
Often, yes. Deferred structures can help a processor get through installation, validation and start-up before regular payments begin, and seasonal or step structures can align payments with pack season or a production ramp. Availability depends on the transaction and credit approval.
Can FPG help growing co-packers and emerging brands?
Often, yes. FPG is a direct lender with in-house underwriting and access to 25+ strategic funding partners, so A, B and C credit profiles can be placed. A thinner profile usually means a shorter term or a down payment rather than a decline.
Do you finance used machines and plant closure purchases?
Yes. FPG finances new and qualifying used food processing equipment, including auction and plant closure purchases. Age, condition and resale value typically affect the term rather than eligibility.
How fast are decisions?
Most credit decisions come back in two to four hours. Complete lines, larger projects, unusual structures or more complex credit situations can require additional review.
What happens when a deal does not fit FPG's direct-lending box?
FPG works with 25+ strategic funding partners, so a deal that falls outside our direct-lending box still has a path forward. We match your customer with the partner whose credit appetite fits their business and find the right equipment lease for them. You keep one point of contact, and the deal keeps moving.
When does the seller get paid?
FPG funds your company in full once installation is complete. The purchaser pays FPG based on the agreed terms. You receive payment, and FPG manages the financing from there.
Vendor Partner Result
Financing support that helps create more sales opportunities
30%reported increase in pipeline
“FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions increased our pipeline by 30%.”— FPG Client | Vendor Partner
The value is not just access to capital. It is giving the sales team another tool to keep an opportunity moving when price, payment structure or credit flexibility could otherwise slow the deal down.
Build Your Financing Program
Turn financing into a competitive advantage for your sales team.
Whether you sell mixing, cutting, cooking, chilling, separation, sanitation or inspection equipment, FPG can help you build a financing program designed to move equipment, keep projects whole and give processors more ways to say yes.
Start your food processing financing program
All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.