A real person from our partnership team will reach out directly.
Built to Keep Lines Running2–4 hrsMost credit decisions come back within hours, helping sales teams maintain momentum. Direct & 25+FPG is a direct lender with access to 25+ strategic funding partners for more ways to get a deal done. $350KApplication-only financing available up to $350,000, subject to credit approval. Dedicated TeamReal people who understand manufacturing equipment, dealer sales and vendor programs.
Financing that works at the speed of a thermal equipment sale
Oven and furnace purchases are often tied to a deadline: a new customer program, a furnace that can no longer pass a uniformity survey or outside processing that is stretching lead times. Sellers need quick decisions, flexible structures and people who understand the equipment, the buyer and the approval process behind it.
The Equipment Seller's Perspective
Financing should help create the yes — not show up after the no.
Your priority is to place equipment, shorten the sales cycle and protect margin. When financing is treated as an afterthought, the manufacturer may already have decided to keep sending parts out for heat treating, run an aging furnace another year, buy a smaller oven than the work requires or wait for next year's capital budget.
Compare it to outside processing
A shop sending parts out for heat treating or curing is already paying for it in fees, freight and days added to every order. A monthly payment turns the equipment into a comparison against money spent today.
Win the capital approval
A large thermal system can stall in a capital review. A monthly payment gives the plant manager a simpler case to bring forward.
Sell the right size
Financing lets a buyer choose the work zone, temperature range and throughput the work needs instead of the unit that fits this year's budget.
Protect margin
Give customers structure and payment flexibility before discounting the equipment or absorbing installation and controls becomes the easiest way to save the deal.
We Speak Thermal Processing
Built around the equipment that heat treats, cures and finishes
FPG finances new and used industrial ovens and furnaces, from a single batch oven to a complete heat-treat line. We underwrite the buyer and understand that equipment type, condition, resale value and installation requirements can all influence how a transaction should be structured.
Batch & Cabinet OvensWalk-in, truck-in and cabinet ovens for curing, drying, preheating and aging.
Conveyor & Continuous OvensBelt, overhead conveyor and tunnel ovens for high-volume curing, drying and finishing lines.
Heat-Treat FurnacesBox, pit, integral-quench and atmosphere furnaces for hardening, carburizing, annealing and tempering.
Vacuum FurnacesVacuum heat-treat, brazing and sintering furnaces for aerospace, medical and tooling work.
Finishing & Powder Coat CureCure ovens, dry-off ovens and the heated stages of paint and powder coating systems.
Industrial Kilns & High-Temp FurnacesKilns and high-temperature furnaces for ceramics, glass, refractories and advanced materials.
Melting & Holding FurnacesInduction, crucible and reverberatory furnaces for melting and holding metal in foundry and die-cast work.
Controls, Quench & Support SystemsQuench tanks, atmosphere generators, burner upgrades, controls and emissions equipment that complete the line.
Selling a line that combines a furnace, quench, tempering oven and controls? FPG can structure financing around the complete package rather than one quote at a time.
Why Equipment Sellers Use FPG
One financing relationship. More ways to get the deal done.
FPG combines direct lending, in-house underwriting and a network of strategic funding partners. That gives your sales team more flexibility without forcing them to manage multiple lender relationships on every opportunity.
More flexibility without more complexity
- Direct lending plus access to 25+ strategic funding partners
- Structures for A, B and C credit profiles, including job shops and commercial heat treaters
- Fast decisions on straightforward transactions
- Support for installed systems and multi-unit thermal lines
- A named finance team that works directly with your sales reps
People who understand the equipment and the sale
Thermal processing deals are not generic business financing. The equipment, the installation, the qualification process and the customer programs it supports all matter. FPG's team works with sellers and buyers to structure the transaction around the equipment and the way the manufacturer will put it to work.
Your FPG industrial oven & furnace finance team
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Jon McBrideSVP, Growth & Strategic Partnerships — Hard Assets
Casey GoodellVP, Strategic Sales & Partner Development
Kristopher TozierVP, Strategic Sales & Partner Development
Flexible Structures
Typical programs are not one-size-fits-all.
The right structure depends on the customer, the equipment and how long it takes to build, install and qualify. FPG can structure the sale around that timeline instead of forcing every buyer into the same payment pattern.
Equipment Finance Agreements
Traditional structures for customers that want predictable payments and ownership economics.
Purchase Options
Fixed-term structures designed for customers who intend to own the equipment at the end of the term.
Residual Structures
Options that can reduce scheduled payments when a residual value makes sense for the equipment and transaction.
Deferred Payments
Structures that can give a manufacturer time to install, commission and qualify the equipment before regular payments begin.
Step Payments
Lower early payments that step up over the term, useful when a new line or customer program is still ramping.
Progress Funding
Support for longer-lead builds where the seller needs funding at milestones before the equipment ships.
Multi-Unit & Line Packages
One transaction covering ovens, furnaces, quench and controls instead of separate paperwork for each quote.
New & Used Equipment
Financing for new equipment and for qualifying used and rebuilt ovens and furnaces.
Installation, rigging, freight, utility tie-ins and commissioning can be included alongside the equipment, so customers can finance the complete working system rather than the base unit alone.
How It Works
From equipment quote to funded sale
Your sales team stays focused on the customer and the next project instead of chasing financing paperwork.
1
Quote the Equipment
Your rep builds the proposal around the parts, process and throughput the customer needs.
2
Present Financing
Introduce payment options early instead of waiting for a budget objection.
3
Customer Applies
The buyer completes the branded application from a phone or desktop.
4
FPG Structures the Deal
We underwrite the opportunity and determine the best available structure.
5
Documents & Funding
FPG handles documents and funds the seller once installation is complete.
6
Sell the Next System
Your reps stay focused on customers, plant expansions and the next opportunity.
The goal: make financing part of the sales motion without turning your sales team into a finance department.
Program Capabilities
Everything your team needs to use financing as a sales tool
FPG builds the program around your sales process and supports the tools, training and marketing needed to make financing easy to introduce — in the quote, during a plant visit or at a trade show.
Custom Program Design
A financing structure built around how you sell.
You getA program that supports your margin and close rate
Your reps getSimple guidance for when and how to introduce financing
Co-Branded Financing Assets
Marketing support that helps make financing visible before the objection.
You getAccess to our CMO for special co-branded marketing campaigns and financing content
Your reps getReady-to-use assets that make financing easier to introduce and promote
Sales & Quote Tools
Make monthly-payment selling easier for your team.
You getTools that support payment-based selling without building technology internally
Your reps getA simple way to move from project cost to a financing conversation
Ongoing Enablement
A dedicated finance team that stays engaged after launch.
You getVisibility and support across active financing opportunities
Your reps getSomeone to call when a live deal needs help
Payment-Based Selling
Help customers evaluate the payment, not just the equipment price.
A manufacturer sending parts out for heat treating or curing is already paying for that capacity in fees, freight and lead time. A monthly payment puts the equipment in those same terms, alongside the throughput and control it brings in-house.
| Equipment Investment | 36 Months | 48 Months | 60 Months | 72 Months |
|---|---|---|---|---|
| $85,000Example: walk-in batch curing oven or a box heat-treat furnace | $2,683 | $2,095 | $1,744 | $1,511 |
| $300,000Example: continuous conveyor oven or an integral-quench furnace | $9,471 | $7,395 | $6,156 | $5,334 |
| $750,000Example: vacuum furnace or a complete heat-treat line with quench and controls | $23,678 | $18,488 | $15,390 | $13,335 |
Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary.
Industrial Oven & Furnace Financing FAQ
Questions equipment sellers ask
Why should our sales team introduce financing before a customer raises a budget objection?
Introducing financing earlier gives the manufacturer more ways to evaluate the purchase. Instead of discussing only the equipment price, your rep can frame the decision around a monthly payment and compare it against outside heat-treat and finishing costs, freight and lead times.
Can installation, rigging and commissioning be included in the financing?
Yes. Installation, rigging, freight, utility tie-ins and commissioning can be included alongside the equipment. Amounts and structure are subject to credit approval.
Can payments start after the equipment is installed and qualified?
Often, yes. Deferred structures can give a manufacturer time to install, commission and qualify the equipment before regular payments begin. Availability depends on the transaction and credit approval.
Can a complete thermal processing line be financed in one transaction?
Yes. Ovens, furnaces, quench tanks, atmosphere generators and controls for the same customer can be structured as a single transaction rather than separate paperwork for each quote.
Do you finance used and rebuilt ovens and furnaces?
Yes. FPG finances new and qualifying used and rebuilt thermal processing equipment. Age, condition and resale value typically affect the term rather than eligibility.
Can FPG help smaller shops and growing manufacturers?
Often, yes. FPG is a direct lender with in-house underwriting and access to 25+ strategic funding partners, so A, B and C credit profiles can be placed. A thinner profile usually means a shorter term or a down payment rather than a decline.
How fast are decisions?
Most credit decisions come back in two to four hours. Complete lines, custom builds, larger transactions or more complex credit situations can require additional review.
What happens when a deal does not fit FPG's direct-lending box?
FPG also works with 25+ strategic funding partners. That gives the team additional ways to structure qualifying transactions without forcing the seller to manage separate lender relationships.
When does the seller get paid?
FPG funds your company in full once installation is complete. The purchaser pays FPG based on the agreed terms. You receive payment, and FPG manages the financing from there.
Vendor Partner Result
Financing support that helps create more sales opportunities
30%reported increase in pipeline
“FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions increased our pipeline by 30%.”— FPG Client | Vendor Partner
The value is not just access to capital. It is giving the sales team another tool to keep an opportunity moving when price, payment structure or credit flexibility could otherwise slow the deal down.
All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.