Built for Machining & Fabrication Equipment Sellers

OEMs · Dealers · Distributors · Integrators · Independent Machinery Sellers

Sell More Equipment with Financing Built for Machining & Fabrication.

Whether you're selling a single turning center, a fiber laser and press brake pairing or a fully automated cell, FPG helps your sales team present financing earlier and keep the deal moving forward.

Financing should not be the thing your team reaches for after a customer says the quote is too high. Used earlier in the sales process, it becomes a competitive advantage that helps shops add capacity now, preserve working capital and get to yes faster.

Start your machining & fabrication financing program

Tell us what you sell and how your team quotes. We'll build the program around your sales process.

A real person from our partnership team will reach out directly.

Built to Keep Deals Moving

Financing that works at the speed of an equipment sale

Fast decisions matter when a shop just landed a contract and needs the capacity to run it. Speed alone is not enough — sellers also need flexible structures and people who understand the equipment, the buyer and the transaction.

2–4 hrsMost credit decisions come back within hours, helping sales teams maintain momentum.
Direct & 25+FPG is a direct lender with access to 25+ strategic funding partners for more ways to get a deal done.
$350KApplication-only financing available up to $350,000, subject to credit approval.
Dedicated TeamReal people who understand production equipment, equipment sales and vendor programs.
The Equipment Seller's Perspective

Financing should help create the yes — not show up after the no.

Your priority is to move machines, shorten the sales cycle and protect margin. When financing is treated as an afterthought, the shop may already have decided to run the old machine another year, buy used, outsource the work, or strip the quote down to the base machine.

Keep the tooling and automation in the quote

Presenting financing early keeps workholding, tooling, pallet systems and software in the package instead of being cut to reach a number.

Overcome payment objections

Shift the conversation from quoted price to a monthly payment the shop can compare against added spindle hours, faster quoting and the labor the machine offsets.

Protect margin

Give customers structure and payment flexibility before discounting the machine or the install package becomes the easiest way to save the deal.

Keep customers from waiting a year

More financing options reduce the chance of losing a sale to the next capital budget cycle, which often means running aging equipment or turning work away.

We Speak Machining & Fabrication

Built around the equipment your customers run every shift

FPG finances new and used machining and fabrication equipment, from single machines to complete cells and multi-asset packages. We underwrite the buyer and understand that equipment type, condition, resale value and production requirements can all influence how a transaction should be structured.

CNC Machining CentersVertical, horizontal and 5-axis machining centers for shops adding capacity, accuracy or lights-out capability.
Turning & Multi-AxisCNC lathes, turning centers, Swiss and mill-turn machines for high-volume and complex part production.
Laser Cutting SystemsFiber and CO2 laser cutting systems, including automated load and unload for sheet processing throughput.
Press Brakes & FormingPress brakes, rolls, ironworkers and forming equipment that keep fabrication work in-house.
Plasma & Waterjet CuttingCNC plasma tables and waterjet systems for plate processing and materials a laser cannot handle.
Welding & Robotic CellsWelding power sources, positioners, robotic welding cells and collaborative systems that address welder availability.
Sawing, Grinding & FinishingBand saws, surface and cylindrical grinders, deburring and finishing equipment across the back half of the shop.
Tooling, Automation & SoftwareWorkholding, tool packages, bar feeders, pallet systems, robots and CAM software, financed when bundled with the machine.

Selling complete cells, automation retrofits or packages that span several machines? FPG can structure financing around the full project rather than one line item at a time.

Why Equipment Sellers Use FPG

One financing relationship. More ways to get the deal done.

FPG combines direct lending, in-house underwriting and a network of strategic funding partners. That gives your sales team more flexibility without forcing them to manage multiple lender relationships on every opportunity.

More flexibility without more complexity

  • Direct lending plus access to 25+ strategic funding partners
  • Structures for A, B and C credit profiles
  • Fast decisions on straightforward transactions
  • Support for machine, tooling, automation and software packages
  • A named finance team that works directly with your sales reps

People who understand the equipment and the sale

Machine tool and fabrication deals are not generic business financing. The machine, the tooling package, the install and the customer's contract mix all matter. FPG's team works with sellers and buyers to structure the transaction around the equipment and the way the shop will run it.

Your FPG machining & fabrication equipment finance team

Flexible Structures

Typical programs are not one-size-fits-all.

The right structure depends on the customer, the equipment and how the machine will generate revenue. FPG can structure the sale around the transaction instead of forcing every buyer into the same financing box.

Equipment Finance Agreements

Traditional EFA structures for customers that want predictable payments and ownership economics.

$1 Purchase Options

Fixed-term structures designed for customers who intend to own the equipment at the end of the term.

Residual Structures

Options that can reduce scheduled payments when a residual value makes sense for the asset and transaction.

Deferred Payments

Structures that can help a shop get through install, runoff and training before regular payments begin.

Step Payments

Lower early payments that step up over the term, useful for shops ramping a new program or adding a shift.

Bundled Tooling, Automation & Software

Workholding, tool packages, robots, pallet systems and CAM software financed with the machine they run on.

Multi-Machine & Cell Packages

One transaction covering several machines and the automation between them instead of separate paperwork for each piece.

New & Used Equipment

Financing for new equipment and for qualifying used machines, including auction and private-party opportunities.

Rigging, installation, freight and tooling can be included alongside the equipment, so customers can finance the complete working setup rather than the base machine alone.

How It Works

From equipment quote to funded sale

Your sales team stays focused on the customer and the next machine instead of chasing financing paperwork.

1

Quote the Equipment

Your rep builds the quote around the machine, tooling and automation the shop needs to run the work.

2

Present Financing

Introduce payment options early instead of waiting for a price objection or a budget cycle.

3

Customer Applies

The buyer completes the branded application from a phone or desktop.

4

FPG Structures the Deal

We underwrite the opportunity and determine the best available structure.

5

Documents & Funding

FPG handles documents and funds the seller on delivery, or once installation is complete for installed systems.

6

Sell the Next Machine

Your reps stay focused on customers, inventory and the next opportunity.

The goal: make financing part of the sales motion without turning your sales team into a finance department.

Program Capabilities

Everything your team needs to use financing as a sales tool

FPG builds the program around your sales process and supports the tools, training and marketing needed to make financing easy to introduce — in the quote, at an open house or on the show floor.

Custom Program Design

A financing structure built around how you sell.

You getA program that supports your margin and close rate
Your reps getSimple guidance for when and how to introduce financing

Co-Branded Financing Assets

Marketing support that helps make financing visible before the objection.

You getAccess to our CMO for special co-branded marketing campaigns and financing content
Your reps getReady-to-use assets that make financing easier to introduce and promote

Sales & Quote Tools

Make monthly-payment selling easier for your team.

You getTools that support payment-based selling without building technology internally
Your reps getA simple way to move from quoted price to a financing conversation

Ongoing Enablement

A dedicated finance team that stays engaged after launch.

You getVisibility and support across active financing opportunities
Your reps getSomeone to call when a live deal needs help
Payment-Based Selling

Help customers evaluate the payment, not just the price.

A monthly payment is a number a shop can set against spindle hours, quoted lead times and the labor the machine offsets. For a job shop weighing a machine against a second shift it may not be able to staff, that comparison is far easier than a purchase price.

Equipment Investment36 Months48 Months60 Months72 Months
$150,000Example: turning center, press brake or plasma table$4,736$3,698$3,078$2,667
$350,000Example: fiber laser or 5-axis machining center with tooling$11,050$8,628$7,182$6,223
$600,000Example: automated cell or multi-machine package$18,942$14,790$12,312$10,668

Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary.

Machining & Fabrication Equipment Financing FAQ

Questions equipment sellers ask

Why should our sales team introduce financing before a customer objects to price?
Introducing financing earlier gives the shop more ways to evaluate the purchase. Instead of discussing only quoted price, your rep can frame the decision around monthly cash flow, preserved working capital and how quickly the machine can start running billable work.
Can tooling, workholding and automation be financed with the machine?
Yes. Tool packages, workholding, bar feeders, pallet systems, robots and CAM software can be financed when bundled with the machine, so the quote does not get stripped down to the base unit.
Can rigging, installation and freight be included in the financing?
Yes. Rigging, installation, freight and tooling can be included alongside the equipment. Amounts and structure are subject to credit approval.
Can several machines be financed in one transaction?
Yes. Multi-machine and cell packages, including the automation between them, can be structured as a single transaction rather than separate paperwork for each piece.
Can payments be structured around install and runoff?
Often, yes. Deferred and step structures can help a shop get through install, runoff and training before regular payments begin, and can support a ramp into a new program. Availability depends on the transaction and credit approval.
Do you finance used machines and auction purchases?
Yes. FPG finances new and qualifying used machining and fabrication equipment, including auction and private-party purchases. Age, condition and resale value typically affect the term rather than eligibility.
How fast are decisions?
Most credit decisions come back in two to four hours. Larger packages, automated cells, unusual structures or more complex credit situations can require additional review.
What happens when a deal does not fit FPG's direct-lending box?
FPG also works with 25+ strategic funding partners. That gives the team additional ways to structure qualifying transactions without forcing the seller to manage separate lender relationships.
When does the seller get paid?
FPG funds your dealership in full on delivery and acceptance. The purchaser pays FPG based on the terms of the loan. You receive payment, and FPG ensures the loan is fulfilled.
Vendor Partner Result

Financing support that helps create more sales opportunities

30%reported increase in pipeline
“FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions increased our pipeline by 30%.”
— FPG Client | Vendor Partner

The value is not just access to capital. It is giving the sales team another tool to keep an opportunity moving when price, payment structure or credit flexibility could otherwise slow the deal down.

Build Your Financing Program

Turn financing into a competitive advantage for your sales team.

Whether you sell machining centers, turning centers, lasers, press brakes, welding cells or complete automated systems, FPG can help you build a financing program designed to move equipment, keep projects moving and give shops more ways to say yes.

Start your machining & fabrication financing program