Built for Packaging & Processing Equipment Sellers
OEMs · Distributors · Integrators · Dealers · Independent Equipment Sellers

Sell More Equipment with Financing Built for Packaging & Processing.

Whether you're selling a $40,000 labeler or a $600,000 integrated line, FPG helps your sales team present financing earlier and keep the project moving forward.

Financing should not be the thing your team reaches for after a customer says the budget isn't there. Used earlier in the sales process, it becomes a competitive advantage that helps buyers focus on the payment, preserve cash and get to yes faster.

Build My Financing ProgramCall a Financing Expert

Start your packaging & processing financing program

Tell us what you sell and how your team quotes. We'll build the program around your sales process.

A real person from our partnership team will reach out directly.

Built to Keep Projects Moving

Financing that works at the speed of an equipment sale

Fast decisions matter, but speed alone is not enough. Equipment sellers need flexibility, competitive structures and people who understand the equipment, the buyer and the transaction.

2–4 hrsMost credit decisions come back within hours, helping sales teams maintain momentum.
Direct + 25+FPG is a direct lender with access to 25+ strategic funding partners for more ways to get a deal done.
$350KApplication-only financing available up to $350,000, subject to credit approval.
Dedicated TeamReal people who understand production assets, equipment sales and vendor programs.
The Equipment Seller's Perspective

Financing should help create the yes — not show up after the no.

Your priority is to move systems, shorten the sales cycle and protect margin. When financing is treated as an afterthought, the project may already be deferred to next year's capital budget, re-scoped or re-bid.

Shorten the capital approval cycle

Presenting financing early gives buyers another way to evaluate the investment and keeps more projects moving toward a decision instead of into next year's budget.

Overcome payment objections

Shift the conversation from total project cost to a monthly payment that can be compared with the throughput, labor savings and new business the equipment can support.

Protect margin

Give customers structure and payment flexibility before discounting the system becomes the easiest way to save the deal.

Keep customers from walking

More financing options reduce the chance of losing a project simply because the first credit path or payment structure did not fit.

Equipment We Finance

Built around the equipment your customers need to put into production

FPG finances new and used packaging and processing equipment, standalone machines and multi-asset line packages. We underwrite the buyer and understand that equipment age, condition, resale value and production requirements can all influence how a transaction should be structured.

Filling, Capping & Sealing
Form-Fill-Seal & Bagging
Labeling, Coding & Marking
Cartoning & Case Packing
Palletizing & Stretch Wrapping
Conveyors & Material Handling
Food & Beverage Processing
Inspection & Quality Control
Why Equipment Sellers Use FPG

One financing relationship. More ways to get the deal done.

FPG combines direct lending, in-house underwriting and a network of strategic funding partners. That gives your sales team more flexibility without forcing them to manage multiple lender relationships on every opportunity.

More flexibility without more complexity

  • Direct lending plus access to 25+ strategic funding partners
  • Structures for A, B and C credit profiles
  • Fast decisions on straightforward transactions
  • Support for larger, multi-asset and custom-engineered opportunities
  • A named finance team that works directly with your sales reps

People who understand the equipment and the sale

Packaging and processing deals are not generic business financing. The equipment, application, project size and customer profile all matter. FPG's team works with sellers and buyers to structure the transaction around the equipment and the way the customer will run it.

Jon McBride
Jon McBrideSVP, Growth & Strategic Partnerships — Hard Assets
603.699.0740jmcbride@financialpc.com
Casey Goodell
Casey GoodellVP, Strategic Sales & Partner Development
603.422.8551cgoodell@financialpc.com
Kristopher Tozier
Kristopher TozierVP, Strategic Sales & Partner Development
603.519.9985ktozier@financialpc.com
Flexible Structures

Typical programs are not one-size-fits-all.

The right structure depends on the customer, the equipment and how the system will generate revenue. FPG can structure the sale around the transaction instead of forcing every buyer into the same financing box.

Equipment Finance Agreements

Traditional EFA structures for customers that want predictable payments and ownership economics.

$1 Purchase Options

Fixed-term structures designed for customers who intend to own the equipment at the end of the term.

Residual Structures

Options that can reduce scheduled payments when a residual value makes sense for the asset and transaction.

Deferred Payments

Structures that can help a customer get through build, installation and commissioning before regular payments begin.

Step & Seasonal Payments

Payment schedules aligned more closely with production ramp-up, contract start dates or seasonal volume patterns.

New Equipment

Programs for new machines, line additions and multi-asset packages.

Used Equipment

Financing for qualifying used equipment, including auction and private-party opportunities.

Installation, integration, freight and tooling can be included alongside the equipment, so customers can finance the complete project rather than the machine alone.

How It Works

From equipment quote to funded sale

Your sales team stays focused on the customer and the next project instead of chasing financing paperwork.

1

Quote the System

Your rep builds the equipment proposal around the customer's production need.

2

Present Financing

Introduce payment options early instead of waiting for a budget objection.

3

Customer Applies

The buyer completes the branded application from a phone or desktop.

4

FPG Structures the Deal

We underwrite the opportunity and determine the best available structure.

5

Documents & Funding

FPG handles documents and funds the seller once installation is complete.

6

Sell the Next System

Your reps stay focused on customers, projects and the next opportunity.

The goal: make financing part of the sales motion without turning your sales team into a finance department.

Program Capabilities

Everything your team needs to use financing as a sales tool

FPG builds the program around your sales process and supports the tools, training and marketing needed to make financing easy to introduce.

Custom Program Design

A financing structure built around how you sell.

What it isRate tiers, terms and approval bands established with your team
You getA program that supports your margin and close rate
Your reps getSimple guidance for when and how to introduce financing

Co-Branded Financing Assets

Marketing support that helps make financing visible before the objection.

What it isFlyers, trade show and event collateral, co-branded emails and financing content for your website
You getAccess to our CMO for special co-branded marketing campaigns and financing content
Your reps getReady-to-use assets that make financing easier to introduce and promote

Sales & Quote Tools

Make monthly-payment selling easier for your team.

What it isBranded application, payment calculators and ROI tools hosted on FPG's website with your brand
You getTools that support payment-based selling without building technology internally
Your reps getA simple way to move from project cost to a financing conversation

Ongoing Enablement

A dedicated finance team that stays engaged after launch.

What it isDeal support, rep training, program reviews and co-branded collateral
You getVisibility and support across active financing opportunities
Your reps getSomeone to call when a live deal needs help
Payment-Based Selling

Help customers evaluate the payment, not just the price.

A monthly payment can make it easier for a producer to compare the cost of the equipment with the output it will add, the labor it will offset and the cash it can preserve.

Equipment price36 months48 months60 months72 months
$150,000Example: labeler with checkweigher, or case packer$4,736$3,698$3,078$2,667
$300,000Example: form-fill-seal system or robotic palletizer$9,471$7,395$6,156$5,334
$500,000Example: integrated filling, capping and labeling line$15,785$12,325$10,260$8,890

Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary.

See the Payment Calculator in Action
Packaging & Processing Equipment Financing FAQ

Questions equipment sellers ask

Why should our sales team introduce financing before a customer raises budget?
Introducing financing earlier gives the customer more ways to evaluate the purchase. Instead of discussing only total project cost, your rep can also frame the decision around monthly cash flow, preserved working capital and how quickly the equipment can be put into production.
What types of financing structures can FPG offer?
Depending on the transaction and credit profile, structures can include equipment finance agreements, $1 purchase options, residual structures, deferred payments, step payments, seasonal payments, and financing for new or used equipment.
Can payments be structured around long build and installation timelines?
In many cases, yes. Deferred and step structures can help a customer get through build, installation and commissioning before regular payments begin. Availability depends on the transaction and credit approval.
How fast are decisions?
Most credit decisions come back in two to four hours. Integrated lines, multi-vendor projects, unusual structures or more complex credit situations can require additional review.
What happens when a deal does not fit FPG's direct-lending box?
FPG also works with 25+ strategic funding partners. That gives the team additional ways to structure qualifying transactions without forcing the seller to manage separate lender relationships.
When does the seller get paid?
FPG funds your dealership in full on delivery and acceptance. The purchaser pays FPG based on the terms of the loan. You receive payment, and FPG ensures the loan is fulfilled.
Can installation, integration and freight be included in the financing?
Yes. Installation, integration, freight and tooling can be included alongside the equipment, so the customer finances the complete project rather than the machine alone. Amounts and structure are subject to credit approval.
Vendor Partner Result

Financing support that helps create more sales opportunities

30%reported increase in pipeline
“FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions increased our pipeline by 30%.”
— FPG Client | Vendor Partner

The value is not just access to capital. It is giving the sales team another tool to keep an opportunity moving when price, payment structure or credit flexibility could otherwise slow the project down.

Build Your Financing Program

Turn financing into a competitive advantage for your sales team.

Whether you are an OEM, distributor, integrator, dealer or independent equipment seller, FPG can help you build a financing program designed to move equipment, keep projects moving and give customers more ways to say yes.

(603) 696-7076partners@financialpc.com

Start your vendor program

All financing is subject to credit approval. Rates, terms and payment examples shown on this page are illustrative and are not an offer or commitment to lend. Section 179 information is general and not tax advice; consult a qualified tax advisor.
Licensed California Finance Lender #60DBO-187413