A real person from our partnership team will reach out directly.
Built to Keep Orders Moving2–4 hrsMost credit decisions come back within hours, helping sales teams maintain momentum. Direct & 25+FPG is a direct lender with access to 25+ strategic funding partners for more ways to get a deal done. $350KApplication-only financing available up to $350,000, subject to credit approval. Dedicated TeamReal people who understand office equipment, dealer sales and vendor programs.
Financing that works at the speed of an office equipment sale
Office equipment deals move fast, and they stall just as fast when an approval or a budget question sits unanswered. Sellers need quick decisions, flexible structures and people who understand the devices, the buyer and the way offices budget.
The Equipment Seller's Perspective
Financing should help create the yes — not show up after the no.
Your priority is to place devices, win the fleet and protect margin. When financing is treated as an afterthought, the customer may already have decided to stretch aging copiers another year, downgrade to a smaller configuration, buy one location at a time or take the cheapest quote on the table.
Sell the right configuration
A monthly payment makes it easier for a customer to choose the speed, color and finishing they actually need instead of the lowest sticker price.
Win the whole fleet
Presenting financing early keeps every department and location in one proposal instead of a refresh that trickles in one device at a time.
Replace aging devices sooner
Offices often keep failing equipment running because the replacement isn't in this year's budget. Financing turns the upgrade into a payment they can plan around.
Protect margin
Give customers structure and payment flexibility before discounting the hardware or absorbing setup costs becomes the easiest way to save the deal.
We Speak Office Equipment
Built around the equipment that keeps offices running
FPG finances new and used office equipment, from a single multifunction printer to a full print, scan and mail room. We underwrite the buyer and understand that device type, volume, condition and the scope of the rollout can all influence how a transaction should be structured.
Multifunction Printers & CopiersA3 and A4 color and mono MFPs, from a single workgroup device to an office-wide fleet.
Production & Light Production PrintHigh-volume color and mono systems for in-plant print rooms, schools and corporate print centers.
Wide-Format & PlottersCAD and GIS plotters and wide-format printers for architecture, engineering and construction firms.
Scanners & Document CaptureProduction and departmental scanners for digitizing records, intake and back-office workflows.
Mailroom & Mailing SystemsFolder-inserters, addressing and sorting systems, and mailroom equipment for growing mail volume.
Finishing & BinderyBooklet makers, binders, laminators, cutters and finishing equipment for in-house print rooms.
Shredders & Records EquipmentHigh-security shredders, document destruction equipment and records handling systems.
Fleet Refreshes & Multi-Site RolloutsReplacing aging devices across departments or locations in one coordinated transaction.
Selling a complete office or print room setup that spans devices, finishing and mailroom equipment? FPG can structure financing around the complete project rather than one quote at a time.
Why Equipment Sellers Use FPG
One financing relationship. More ways to get the deal done.
FPG combines direct lending, in-house underwriting and a network of strategic funding partners. That gives your sales team more flexibility without forcing them to manage multiple lender relationships on every opportunity.
More flexibility without more complexity
- Direct lending plus access to 25+ strategic funding partners
- Structures for A, B and C credit profiles, including newer businesses
- Fast decisions on straightforward transactions
- Support for multi-location fleets and complete print and mail room projects
- A named finance team that works directly with your sales reps
People who understand the equipment and the sale
Office equipment deals are not generic business financing. Device volume, the number of locations, the install schedule and the customer's budget calendar all matter. FPG's team works with sellers and buyers to structure the transaction around the equipment and the way the customer will use it.
Your FPG office equipment finance team
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Jon McBrideSVP, Growth & Strategic Partnerships — Hard Assets
Casey GoodellVP, Strategic Sales & Partner Development
Kristopher TozierVP, Strategic Sales & Partner Development
Flexible Structures
Typical programs are not one-size-fits-all.
The right structure depends on the customer, the devices and how the rollout happens. FPG can structure the sale around the customer's budget and timeline instead of forcing every buyer into the same payment pattern.
Equipment Finance Agreements
Traditional structures for customers that want predictable payments and ownership economics.
Purchase Options
Fixed-term structures designed for customers who intend to own the equipment at the end of the term.
Residual Structures
Options that can reduce scheduled payments when a residual value makes sense for the device and transaction.
Deferred Payments
Structures that can give a customer time to complete installation and roll out new devices before regular payments begin.
Budget-Cycle Payments
Payment schedules that can be aligned with a customer's fiscal year or budget calendar.
Multi-Location & Fleet Packages
One transaction covering devices across departments or locations instead of separate paperwork for each quote.
Equipment & Soft Cost Bundles
Devices plus delivery, installation and network integration combined into one monthly payment.
New & Used Equipment
Financing for new equipment and for qualifying used and refurbished devices.
Delivery, installation, network integration and setup can be included alongside the equipment, so customers can finance the complete working setup rather than the devices alone.
How It Works
From equipment quote to funded sale
Your sales team stays focused on the customer and the next placement instead of chasing financing paperwork.
1
Quote the Equipment
Your rep builds the proposal around the volume, the locations and the configuration the customer needs.
2
Present Financing
Introduce payment options early instead of waiting for a budget objection.
3
Customer Applies
The buyer completes the branded application from a phone or desktop.
4
FPG Structures the Deal
We underwrite the opportunity and determine the best available structure.
5
Documents & Funding
FPG handles documents and funds the seller on delivery and acceptance.
6
Sell the Next Refresh
Your reps stay focused on customers, new placements and the next upgrade.
The goal: make financing part of the sales motion without turning your sales team into a finance department.
Program Capabilities
Everything your team needs to use financing as a sales tool
FPG builds the program around your sales process and supports the tools, training and marketing needed to make financing easy to introduce — in the quote, during a demo or at a customer's annual review.
Custom Program Design
A financing structure built around how you sell.
You getA program that supports your margin and close rate
Your reps getSimple guidance for when and how to introduce financing
Co-Branded Financing Assets
Marketing support that helps make financing visible before the objection.
You getAccess to our CMO for special co-branded marketing campaigns and financing content
Your reps getReady-to-use assets that make financing easier to introduce and promote
Sales & Quote Tools
Make monthly-payment selling easier for your team.
You getTools that support payment-based selling without building technology internally
Your reps getA simple way to move from project cost to a financing conversation
Ongoing Enablement
A dedicated finance team that stays engaged after launch.
You getVisibility and support across active financing opportunities
Your reps getSomeone to call when a live deal needs help
Payment-Based Selling
Help customers evaluate the payment, not just the equipment price.
Most offices already think about equipment as a monthly cost. A clear payment puts the new device or fleet in those same terms, alongside the service calls, downtime and outsourced print costs it can replace.
| Equipment Investment | 36 Months | 48 Months | 60 Months | 72 Months |
|---|---|---|---|---|
| $15,000Example: A3 color MFP with finisher for a single office | $474 | $370 | $308 | $267 |
| $60,000Example: multi-device copier fleet or a light production system | $1,894 | $1,479 | $1,231 | $1,067 |
| $150,000Example: production print room or a multi-location fleet refresh | $4,736 | $3,697 | $3,078 | $2,667 |
Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary.
Office Equipment Financing FAQ
Questions equipment sellers ask
Why should our sales team introduce financing before a customer raises a cash flow objection?
Introducing financing earlier gives the customer more ways to evaluate the purchase. Instead of discussing only the device price, your rep can frame the decision around a monthly payment and compare it against the budget, the existing agreement and the cost of keeping aging equipment running.
Can a fleet of devices across multiple locations be financed in one transaction?
Yes. Devices placed across departments or locations can be structured as a single transaction rather than separate paperwork for each quote, which keeps a fleet refresh from being split into smaller orders over time.
Can delivery, installation and network integration be included in the financing?
Yes. Delivery, installation, network integration and related setup can be included alongside the equipment. Amounts and structure are subject to credit approval.
Can payments be aligned with a customer's budget cycle?
Yes. Deferred and budget-cycle structures can align payments with a customer's fiscal year or budget calendar. Availability depends on the transaction and credit approval.
Do smaller office equipment sales qualify for application-only financing?
Many office equipment sales fit application-only financing, which is available up to $350,000, subject to credit approval. Larger fleet or production print projects move through a full application with the same team.
Can FPG help newer businesses with shorter operating histories?
Often, yes. FPG is a direct lender with in-house underwriting and access to 25+ strategic funding partners, so A, B and C credit profiles can be placed. A thinner profile usually means a shorter term or a down payment rather than a decline.
Do you finance used or refurbished copiers and office equipment?
Yes. FPG finances new and qualifying used and refurbished office equipment. Age, condition and resale value typically affect the term rather than eligibility.
How fast are decisions?
Most credit decisions come back in two to four hours. Multi-location fleets, larger projects, unusual structures or more complex credit situations can require additional review.
When does the seller get paid?
FPG funds your company in full on delivery and acceptance. The purchaser pays FPG based on the agreed terms. You receive payment, and FPG manages the financing from there.
Vendor Partner Result
Financing support that helps create more sales opportunities
30%reported increase in pipeline
“FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions increased our pipeline by 30%.”— FPG Client | Vendor Partner
The value is not just access to capital. It is giving the sales team another tool to keep an opportunity moving when price, payment structure or credit flexibility could otherwise slow the deal down.
All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.