Built for Sawmill & Wood Processing Equipment Sellers
OEMs · Dealers · Distributors · Integrators · Independent Equipment Sellers
Sell More Equipment with Financing Built for Sawmills & Wood Processing.
Whether you're selling a portable band mill, an edger and resaw line or a complete kiln and handling system, FPG helps your sales team present financing earlier and keep the deal moving forward.
Financing should not be the thing your team reaches for after a customer says the price is too high. Used earlier in the sales process, it becomes a competitive advantage that helps mills clear a bottleneck now, preserve cash and get to yes faster.
Start your sawmill & wood processing financing program
Tell us what you sell and how your team quotes. We'll build the program around your sales process.
A real person from our partnership team will reach out directly.
Built to Keep Deals Moving2–4 hrsMost credit decisions come back within hours, helping sales teams maintain momentum. Direct & 25+FPG is a direct lender with access to 25+ strategic funding partners for more ways to get a deal done. $350KApplication-only financing available up to $350,000, subject to credit approval. Dedicated TeamReal people who understand hard assets, equipment sales and vendor programs.
Financing that works at the speed of an equipment sale
Fast decisions matter whether the customer is a two-person portable mill operation or a production mill adding a line. Speed alone is not enough — sellers also need flexible structures and people who understand the equipment, the buyer and the transaction.
The Equipment Seller's Perspective
Financing should help create the yes — not show up after the no.
Your priority is to move equipment, shorten the sales cycle and protect margin. When financing is treated as an afterthought, the mill may already have decided to run the bottleneck another year, buy a used machine of unknown condition, or scale the order back to a single piece of a line that needed three.
Sell the capacity, not the compromise
Presenting financing early helps a mill buy the throughput the operation actually needs instead of the machine that fits this quarter's cash.
Overcome payment objections
Shift the conversation from purchase price to a monthly payment that can be compared with the added board footage, reduced waste and labor the equipment offsets.
Protect margin
Give customers structure and payment flexibility before discounting the machine or the install package becomes the easiest way to save the deal.
Keep the whole line in the order
More financing options reduce the chance of a multi-piece project being cut down to one machine, or deferred until lumber prices feel better.
We Speak Sawmill & Wood Processing
Built around the equipment that moves wood through the yard
FPG finances new and used sawmill and wood processing equipment, from single machines to complete lines and multi-asset packages. We underwrite the buyer and understand that equipment type, condition, resale value and production requirements can all influence how a transaction should be structured.
Portable & Band SawmillsPortable band mills, hydraulic mills and entry production mills for custom cutting operations and growing yards.
Head Rigs & CarriagesCircular and band head rigs, carriages, setworks and the primary breakdown equipment at the center of a production mill.
Edgers, Trimmers & ResawsEdgers, trimmers, gang saws and resaws that recover value and move volume through the line.
Debarkers, Chippers & GrindersDebarkers, chippers, hogs and grinders that handle residuals and turn waste into a second revenue stream.
Planers, Molders & Secondary ProcessingPlaners, molders, sanders and finishing equipment for mills moving into surfaced and value-added products.
Kilns & Drying SystemsDry kilns, boilers, heat and control systems for operations adding drying capacity in-house.
Log Yard & Material HandlingLog loaders, forklifts, conveyors, deck systems and the handling equipment that keeps the line fed.
Firewood & Pallet ProcessingFirewood processors, splitters, pallet nailers, dismantlers and the equipment behind high-volume processing operations.
Selling complete lines, bundled automation or equipment that spans several categories? FPG can structure financing around the full project rather than one machine at a time.
Why Equipment Sellers Use FPG
One financing relationship. More ways to get the deal done.
FPG combines direct lending, in-house underwriting and a network of strategic funding partners. That gives your sales team more flexibility without forcing them to manage multiple lender relationships on every opportunity.
More flexibility without more complexity
- Direct lending plus access to 25+ strategic funding partners
- Structures for A, B and C credit profiles
- Fast decisions on straightforward transactions
- Support for complete lines, installed systems and multi-asset projects
- A named finance team that works directly with your sales reps
People who understand the equipment and the sale
Sawmill and wood processing deals are not generic business financing. The equipment, the install, the production volume and the customer's product mix all matter. FPG's team works with sellers and buyers to structure the transaction around the equipment and the way the mill will run it.
Your FPG sawmill & wood processing equipment finance team
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Jon McBrideSVP, Growth & Strategic Partnerships — Hard Assets
Casey GoodellVP, Strategic Sales & Partner Development
Kristopher TozierVP, Strategic Sales & Partner Development
Flexible Structures
Typical programs are not one-size-fits-all.
The right structure depends on the customer, the equipment and how the machine will generate revenue. FPG can structure the sale around the transaction instead of forcing every buyer into the same financing box.
Equipment Finance Agreements
Traditional EFA structures for customers that want predictable payments and ownership economics.
$1 Purchase Options
Fixed-term structures designed for customers who intend to own the equipment at the end of the term.
Residual Structures
Options that can reduce scheduled payments when a residual value makes sense for the asset and transaction.
Deferred Payments
Structures that can help a mill get through installation, commissioning and start-up before regular payments begin.
Seasonal & Step Payments
Payment schedules that can be aligned with cutting seasons, production ramp-up or a mill's contract and billing cycle.
Bundled Automation & Controls
Scanning, optimization, grading and control systems can be financed when bundled with the equipment they run.
Multi-Unit & Line Packages
One transaction covering several machines, conveyors and handling equipment instead of separate paperwork for every piece.
New & Used Equipment
Financing for new equipment and for qualifying used machines, including auction and private-party opportunities.
Installation, integration, freight and tooling can be included alongside the equipment, so customers can finance the complete working system rather than the machine alone.
How It Works
From equipment quote to funded sale
Your sales team stays focused on the customer and the next project instead of chasing financing paperwork.
1
Quote the Equipment
Your rep builds the proposal around the machine or line the mill needs to hit its volume.
2
Present Financing
Introduce payment options early instead of waiting for a price objection.
3
Customer Applies
The buyer completes the branded application from a phone or desktop.
4
FPG Structures the Deal
We underwrite the opportunity and determine the best available structure.
5
Documents & Funding
FPG handles documents and funds the seller on delivery, or once installation is complete for installed systems.
6
Sell the Next Machine
Your reps stay focused on customers, inventory and the next opportunity.
The goal: make financing part of the sales motion without turning your sales team into a finance department.
Program Capabilities
Everything your team needs to use financing as a sales tool
FPG builds the program around your sales process and supports the tools, training and marketing needed to make financing easy to introduce — in the quote, at a demo day or on the show floor.
Custom Program Design
A financing structure built around how you sell.
You getA program that supports your margin and close rate
Your reps getSimple guidance for when and how to introduce financing
Co-Branded Financing Assets
Marketing support that helps make financing visible before the objection.
You getAccess to our CMO for special co-branded marketing campaigns and financing content
Your reps getReady-to-use assets that make financing easier to introduce and promote
Sales & Quote Tools
Make monthly-payment selling easier for your team.
You getTools that support payment-based selling without building technology internally
Your reps getA simple way to move from machine price to a financing conversation
Ongoing Enablement
A dedicated finance team that stays engaged after launch.
You getVisibility and support across active financing opportunities
Your reps getSomeone to call when a live deal needs help
Payment-Based Selling
Help customers evaluate the payment, not just the price.
A monthly payment is a number a mill can set against board footage, recovery rate and the labor the equipment offsets. It is a far easier comparison than a purchase price paid out of one season's cash.
| Equipment Investment | 36 Months | 48 Months | 60 Months | 72 Months |
|---|---|---|---|---|
| $100,000Example: portable mill package or firewood processing setup | $3,157 | $2,465 | $2,052 | $1,778 |
| $300,000Example: edger and resaw line, or a kiln and drying system | $9,471 | $7,395 | $6,156 | $5,334 |
| $750,000Example: head rig, handling and automation package | $23,678 | $18,488 | $15,390 | $13,335 |
Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary.
Sawmill & Wood Processing Equipment Financing FAQ
Questions equipment sellers ask
Why should our sales team introduce financing before a customer objects to price?
Introducing financing earlier gives the mill more ways to evaluate the purchase. Instead of discussing only price, your rep can frame the decision around monthly cash flow, preserved working capital and how quickly the equipment can start adding volume.
Can a complete line be financed in one transaction?
Yes. Several machines, conveyors and handling equipment can be structured as a single transaction rather than separate paperwork for each piece, which also keeps multi-piece projects from being cut down to one machine.
Can installation, integration and freight be included in the financing?
Yes. Installation, integration, freight and tooling can be included alongside the equipment, so the customer finances the complete working system. Amounts and structure are subject to credit approval.
Can automation, scanning and optimization systems be financed with the equipment?
Yes. Scanning, optimization, grading and control systems can be financed when bundled with the equipment they run.
Can payments be structured around installation and start-up?
Often, yes. Deferred and step structures can help a mill get through installation, commissioning and start-up before regular payments begin. Availability depends on the transaction and credit approval.
Do you finance used machines and auction purchases?
Yes. FPG finances new and qualifying used sawmill and wood processing equipment, including auction and private-party purchases. Age, condition and resale value typically affect the term rather than eligibility.
How fast are decisions?
Most credit decisions come back in two to four hours. Complete lines, larger projects, unusual structures or more complex credit situations can require additional review.
What happens when a deal does not fit FPG's direct-lending box?
FPG also works with 25+ strategic funding partners. That gives the team additional ways to structure qualifying transactions without forcing the seller to manage separate lender relationships.
When does the seller get paid?
FPG funds your dealership in full on delivery and acceptance. The purchaser pays FPG based on the terms of the loan. You receive payment, and FPG ensures the loan is fulfilled.
Vendor Partner Result
Financing support that helps create more sales opportunities
30%reported increase in pipeline
“FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions increased our pipeline by 30%.”— FPG Client | Vendor Partner
The value is not just access to capital. It is giving the sales team another tool to keep an opportunity moving when price, payment structure or credit flexibility could otherwise slow the deal down.
Build Your Financing Program
Turn financing into a competitive advantage for your sales team.
Whether you sell portable mills, head rigs, edgers, kilns, planers, handling systems or complete processing lines, FPG can help you build a financing program designed to move equipment, keep projects moving and give mills more ways to say yes.
Start your sawmill & wood processing financing program
All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.