Built for Cleaning & Floor Care Equipment Dealers
Dealers · Distributors · OEMs · Sanitation Supply · Independent Equipment Sellers
Close More Equipment Deals with Financing Built for Cleaning Contractors.
Whether you’re placing a single walk-behind scrubber, a rider and burnisher package or a full equipment fleet for a new building contract, FPG helps your sales team present financing earlier and close faster.
Your customers win work before they have the equipment to service it. Financing introduced early in the conversation lets a contractor take delivery on the contract’s timeline instead of waiting for cash — and keeps the sale from turning into a rental.
Start your cleaning equipment financing program
Tell us what you sell and how your team quotes. We’ll build the program around your sales process.
A real person from our partnership team will reach out directly.
Built to Close Deals Fast2–4 hrsMost credit decisions come back within hours, helping sales teams maintain momentum. Direct & 25+FPG is a direct lender with access to 25+ strategic funding partners for more ways to get a deal done. $350KApplication-only financing available up to $350,000 — which covers most equipment deals in this market outright. Dedicated TeamReal people who understand equipment sales and vendor programs.
Financing that moves as fast as a cleaning equipment sale
These deals don’t need a long approval process — they need a fast one. Most transactions in this market are straightforward, and the program is built so your reps can introduce financing and get an answer in the same conversation.
The Equipment Dealer’s Perspective
Financing should help create the yes — not show up after the no.
Your priority is to move units, shorten the sales cycle and protect margin. When financing is treated as an afterthought, the contractor may already have decided to rent for the job, buy a used machine of unknown condition, keep running equipment that’s costing them in labor, or buy one machine when the contract needs three.
Equip the contract they just won
A contractor who wins a new building needs machines inside a tight mobilization window. Financing lets them take delivery on that timeline rather than when cash allows.
Win the deal instead of losing it to a rental
Contractors renting month after month are already paying. Financing gives your reps a straightforward path to put them into ownership instead of watching the rental run.
Overcome payment objections
Shift the conversation from unit price to a monthly payment the contractor can compare against the labor hours the machine saves and the account it services.
Keep the full package in the order
More financing options reduce the chance of a multi-machine order being cut to the one unit that fits this month’s cash.
We Speak Cleaning & Floor Care
Built around the equipment your customers run every shift
FPG finances new and used commercial cleaning, floor care and pressure washing equipment, as single units or full fleets. We underwrite the buyer and understand that equipment type, condition, resale value and how hard the machine will be run can all influence how a transaction should be structured.
Floor ScrubbersWalk-behind and ride-on scrubbers, compact scrubbers and automatic floor machines.
Sweepers & VacuumsIndustrial sweepers, ride-on sweeper-scrubbers, wide-area vacuums and backpack systems.
Burnishers & PolishersHigh-speed burnishers, propane and battery polishers, and floor machines for hard-surface programs.
Carpet & ExtractionCarpet extractors, encapsulation machines, truckmount and portable extraction systems.
Pressure Washing & ExteriorHot and cold water pressure washers, surface cleaners, trailer and skid-mounted units, and reclaim systems.
Restoration & Air QualityAir movers, dehumidifiers, air scrubbers and the equipment behind water and fire restoration work.
Janitorial & Sanitation SystemsElectrostatic and spray applicators, dispensing and dilution systems, waste handling and restroom care equipment.
Batteries, Chargers & AccessoriesLithium and lead-acid batteries, chargers, pads and brushes, attachments and the accessories that complete a package.
Selling a full fleet for a new contract, a multi-machine package or a mix that spans floor care and exterior work? FPG can structure financing around the whole order rather than one machine at a time.
Why Equipment Dealers Use FPG
One financing relationship. More ways to get the deal done.
FPG combines direct lending, in-house underwriting and a network of strategic funding partners. That gives your sales team more flexibility without forcing them to manage multiple lender relationships on every opportunity.
More flexibility without more complexity
- Direct lending plus access to 25+ strategic funding partners
- Structures for A, B and C credit profiles, including newer cleaning businesses
- Application-only financing that covers most deals in this market
- Support for single units, multi-machine packages and fleet orders
- A named finance team that works directly with your sales reps
People who understand the equipment and the sale
Cleaning equipment deals are not generic business financing. The machines are smaller, the volume is higher, the customers are often growing businesses, and the sales cycle is short. FPG’s team works with dealers and buyers to keep the process simple enough to fit the way these deals actually close.
Your FPG cleaning equipment finance team
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Jon McBrideSVP, Growth & Strategic Partnerships — Hard Assets
Casey GoodellVP, Strategic Sales & Partner Development
Kristopher TozierVP, Strategic Sales & Partner Development
Flexible Structures
Typical programs are not one-size-fits-all.
The right structure depends on the customer, the equipment and the contract behind it. FPG can structure the sale around the transaction instead of forcing every buyer into the same financing box.
Equipment Finance Agreements
Traditional structures for customers that want predictable payments and ownership economics.
Purchase Options
Fixed-term structures designed for customers who intend to own the equipment at the end of the term.
Residual Structures
Options that can reduce scheduled payments when a residual value makes sense for the asset and transaction.
Rental Conversions
Structures for contractors who decide to convert rented machines into ownership rather than keep paying month to month.
Contract-Term Structures
Terms that can be set against the length of the account or contract the equipment is being bought to service.
Deferred & Step Payments
Structures that can help a contractor get equipment delivered and working, or ramp into a new account, before full payments begin.
Fleet & Multi-Unit Packages
One transaction covering several machines, batteries and accessories instead of separate paperwork for every unit.
New & Used Equipment
Financing for new machines and for qualifying used and reconditioned equipment.
Batteries, chargers, accessories, freight and delivery can be included alongside the equipment, so customers can finance the complete working package rather than the machine alone.
How It Works
From equipment quote to funded sale
Your sales team stays focused on the customer and the next order instead of chasing financing paperwork.
1
Quote the Equipment
Your rep builds the quote around the machines, batteries and accessories the account requires.
2
Present Financing
Introduce payment options in the same conversation instead of waiting for a price objection.
3
Customer Applies
The buyer completes the branded application from a phone or desktop in a couple of minutes.
4
FPG Structures the Deal
We underwrite the opportunity and determine the best available structure.
5
Documents & Funding
FPG handles documents and funds the dealer on delivery and acceptance.
6
Sell the Next Package
Your reps stay focused on customers, accounts and the next opportunity.
The goal: make financing part of the sales motion without turning your sales team into a finance department.
Program Capabilities
Everything your team needs to use financing as a sales tool
FPG builds the program around your sales process and supports the tools, training and marketing needed to make financing easy to introduce.
Custom Program Design
A financing structure built around how you sell.
You getA program that supports your margin and close rate
Your reps getSimple guidance for when and how to introduce financing
Co-Branded Financing Assets
Marketing support that helps make financing visible before the objection.
You getAccess to our CMO for special co-branded marketing campaigns and financing content
Your reps getReady-to-use assets that make financing easier to introduce and promote
Sales & Quote Tools
Make monthly-payment selling easier for your team.
You getTools that support payment-based selling without building technology internally
Your reps getA payment quote they can run from a phone on a customer’s floor
Ongoing Enablement
A dedicated finance team that stays engaged after launch.
You getVisibility and support across active financing opportunities
Your reps getSomeone to call when a live deal needs help
Payment-Based Selling
Help customers evaluate the payment, not just the price.
A monthly payment is a number a cleaning contractor can set directly against labor hours, the account the machine services and what they’re currently spending to rent. For a business billing monthly, it’s a far easier comparison than a purchase price.
| Equipment Investment | 36 Months | 48 Months | 60 Months | 72 Months |
|---|---|---|---|---|
| $15,000Example: walk-behind scrubber with batteries and charger | $474 | $370 | $308 | $267 |
| $45,000Example: rider scrubber, or a floor care package with burnisher and extractor | $1,421 | $1,109 | $923 | $800 |
| $120,000Example: multi-machine fleet for a new building contract | $3,788 | $2,958 | $2,462 | $2,134 |
Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary.
Cleaning & Floor Care Financing FAQ
Questions equipment dealers ask
Why should our sales team introduce financing before a customer objects to price?
Introducing financing earlier gives the contractor more ways to evaluate the purchase. Instead of discussing only unit price, your rep can frame the decision around monthly cash flow, the labor the machine saves and the account it was bought to service.
Is financing worth it on smaller equipment deals?
Yes. Application-only financing is available up to $350,000, which covers most transactions in this market outright, so the process is built to be fast and simple rather than paperwork-heavy. A $15,000 machine can move through it the same way a fleet order does.
Can FPG help newer cleaning businesses and smaller contractors?
Often, yes. FPG is a direct lender with in-house underwriting and access to 25+ strategic funding partners, so A, B and C credit profiles can be placed. A thinner profile usually means a shorter term or a down payment rather than a decline.
Can a contractor convert rented machines to ownership?
Yes. Structures are available for contractors who decide to move from renting into ownership, so a long-running rental does not have to stay a rental.
Can a full fleet be financed in one transaction?
Yes. A multi-machine order, including batteries, chargers and accessories, can be structured as a single transaction rather than separate paperwork for each unit.
Can batteries, chargers and accessories be financed with the machine?
Yes. Batteries, chargers, pads and brushes, attachments, freight and delivery can be included alongside the equipment, so the customer finances the complete working package.
Can the term be matched to the contract the equipment is servicing?
Often, yes. Terms can be set against the length of the account or contract the equipment was bought to service. Availability depends on the transaction and credit approval.
Do you finance used and reconditioned equipment?
Yes. FPG finances new and qualifying used or reconditioned cleaning equipment. Age, condition and resale value typically affect the term rather than eligibility.
How fast are decisions?
Most credit decisions come back in two to four hours. Larger fleet orders, unusual structures or more complex credit situations can require additional review.
What happens when a deal does not fit FPG’s direct-lending box?
FPG also works with 25+ strategic funding partners. That gives the team additional ways to structure qualifying transactions without forcing the dealer to manage separate lender relationships.
When does the seller get paid?
FPG funds your company in full on delivery and acceptance. The purchaser pays FPG based on the agreed terms. You receive payment, and FPG manages the financing from there.
Vendor Partner Result
Financing support that helps create more sales opportunities
30%reported increase in pipeline
“FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions increased our pipeline by 30%.”— FPG Client | Vendor Partner
The value is not just access to capital. It is giving the sales team another tool to keep an opportunity moving when price, payment structure or credit flexibility could otherwise shrink the order or leave a customer renting another season.
Build Your Financing Program
Turn financing into a competitive advantage for your sales team.
Whether you sell scrubbers, sweepers, burnishers, extractors, pressure washers or complete equipment packages, FPG can help you build a financing program designed to move units, keep orders intact and give contractors more ways to say yes.
Start your cleaning equipment financing program
All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.