Built for Waste & Recycling Equipment Sellers
OEMs · Dealers · Distributors · System Integrators · Independent Equipment Sellers
Sell More Equipment with Financing Built for Waste & Recycling.
Whether you’re selling a baler for a distribution center, a shredder for a processing yard or a complete sorting system for a recovery facility, FPG helps your sales team present financing earlier and keep the project moving forward.
Financing should not be the thing your team reaches for after a customer says the capital isn’t approved. Used earlier in the sales process, it becomes a competitive advantage that turns a large up-front equipment cost into a monthly payment a customer can set against what they already spend on hauling and disposal.
Start your waste and recycling equipment financing program
Tell us what you sell and how your team quotes. We’ll build the program around your sales process.
A real person from our partnership team will reach out directly.
Built to Keep Projects Moving2–4 hrsMost credit decisions come back within hours, helping sales teams maintain momentum. Direct & 25+FPG is a direct lender with access to 25+ strategic funding partners for more ways to get a deal done. $350KApplication-only financing available up to $350,000, subject to credit approval. Dedicated TeamReal people who understand hard assets, equipment sales and vendor programs.
Financing that works at the speed of an equipment sale
Fast decisions matter whether the customer is a distribution center adding a baler or a recovery facility building out a line. Speed alone is not enough — sellers also need flexible structures and people who understand the equipment, the buyer and the install.
The Equipment Seller’s Perspective
Financing should help create the yes — not show up after the no.
Your priority is to move equipment, shorten the sales cycle and protect margin. When financing is treated as an afterthought, the customer may already have decided to keep hauling loose material, run an aging machine another year, buy used of unknown condition, or scale the project down to a fraction of what the volume calls for.
Set the payment against hauling cost
Hauling and disposal is a cost the customer already pays every month. A monthly equipment payment is a number they can compare against it directly.
Size the equipment to the volume
Presenting financing early helps a customer buy the throughput their material stream actually requires instead of the smallest machine that clears this quarter.
Keep the install in your scope
Foundations, electrical, conveyors and installation are a real share of the number and the first thing a customer tries to trim or self-perform. Financing the complete system keeps the work with your team.
Protect margin
Give customers structure and payment flexibility before discounting the equipment or absorbing install costs becomes the easiest way to save the deal.
We Speak Waste & Recycling
Built around the equipment that handles the material
FPG finances new and used waste and recycling equipment, from a single baler to a complete processing system. We underwrite the buyer and understand that equipment type, install scope, throughput, condition and resale value can all influence how a transaction should be structured.
Balers & CompactorsVertical and horizontal balers, two-ram balers, stationary and self-contained compactors for generators and processors.
Shredders & Size ReductionIndustrial shredders, granulators, hammermills and size reduction equipment for mixed and single-stream material.
Sorting & Separation SystemsConveyors, screens, optical and eddy current separators, air classifiers and picking stations for recovery facilities.
Containers & CartsRoll-off containers, front and rear load containers, carts, dumpsters and self-dumping hoppers.
Material HandlingMaterial handlers, grapples, wheel loaders, skid steers and the equipment that feeds and clears a processing line.
C&D & Scrap ProcessingConcrete and asphalt crushers, screens, metal shears, logger balers and scrap processing equipment.
Organics & Specialty ProcessingComposting equipment, food waste processing, depackaging systems and specialty recovery equipment.
Transfer Station & Facility SupportTipping floor equipment, scales, dust and odor control, loadout systems and facility support equipment.
Selling a complete processing line, a multi-machine build-out or a package that spans processing, handling and containers? FPG can structure financing around the full project rather than one quote at a time.
Why Equipment Sellers Use FPG
One financing relationship. More ways to get the deal done.
FPG combines direct lending, in-house underwriting and a network of strategic funding partners. That gives your sales team more flexibility without forcing them to manage multiple lender relationships on every opportunity.
More flexibility without more complexity
- Direct lending plus access to 25+ strategic funding partners
- Structures for A, B and C credit profiles
- Fast decisions on straightforward transactions
- Support for installed systems, multi-machine projects and container fleets
- A named finance team that works directly with your sales reps
People who understand the equipment and the sale
Waste and recycling deals are not generic business financing. The equipment runs hard, the install can be substantial, and the buyer may be a processing facility, a hauler or a manufacturer handling its own material. FPG’s team works with sellers and buyers to structure the transaction around the equipment and the operation it serves.
Your FPG waste and recycling equipment finance team
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Jon McBrideSVP, Growth & Strategic Partnerships — Hard Assets
Casey GoodellVP, Strategic Sales & Partner Development
Kristopher TozierVP, Strategic Sales & Partner Development
Flexible Structures
Typical programs are not one-size-fits-all.
The right structure depends on the customer, the equipment and when the operation actually starts running the material. FPG can structure the sale around the transaction instead of forcing every buyer into the same financing box.
Equipment Finance Agreements
Traditional structures for customers that want predictable payments and ownership economics.
Purchase Options
Fixed-term structures designed for customers who intend to own the equipment at the end of the term.
Residual Structures
Options that can reduce scheduled payments when a residual value makes sense for the asset and transaction.
Deferred Payments
Structures that can help a customer get through installation, start-up and commissioning before regular payments begin.
Step Payments
Lower early payments that step up over the term, useful for operations ramping volume into a new line or a new contract.
Rental Conversions
Structures for customers who decide to convert rented compactors, containers or handling equipment into ownership.
Multi-Machine & Line Packages
One transaction covering processing equipment, conveyors, handling and containers instead of separate paperwork for each quote.
New & Used Equipment
Financing for new equipment and for qualifying used machines, including auction, relocated and reconditioned systems.
Installation, foundations, electrical, conveyors and freight can be included alongside the equipment, so customers can finance the complete working system rather than the machine alone.
How It Works
From equipment quote to funded sale
Your sales team stays focused on the customer and the next project instead of chasing financing paperwork.
1
Quote the Equipment
Your rep builds the proposal around the material stream, the throughput and the install the site requires.
2
Present Financing
Introduce payment options early instead of waiting for a capital approval objection.
3
Customer Applies
The buyer completes the branded application from a phone or desktop.
4
FPG Structures the Deal
We underwrite the opportunity and determine the best available structure.
5
Documents & Funding
FPG handles documents and funds the seller on delivery and acceptance, or once installation is complete for installed systems.
6
Sell the Next System
Your reps stay focused on customers, sites and the next opportunity.
The goal: make financing part of the sales motion without turning your sales team into a finance department.
Program Capabilities
Everything your team needs to use financing as a sales tool
FPG builds the program around your sales process and supports the tools, training and marketing needed to make financing easy to introduce.
Custom Program Design
A financing structure built around how you sell.
You getA program that supports your margin and close rate
Your reps getSimple guidance for when and how to introduce financing
Co-Branded Financing Assets
Marketing support that helps make financing visible before the objection.
You getAccess to our CMO for special co-branded marketing campaigns and financing content
Your reps getReady-to-use assets that make financing easier to introduce and promote
Sales & Quote Tools
Make monthly-payment selling easier for your team.
You getTools that support payment-based selling without building technology internally
Your reps getA simple way to move from equipment cost to a financing conversation
Ongoing Enablement
A dedicated finance team that stays engaged after launch.
You getVisibility and support across active financing opportunities
Your reps getSomeone to call when a live deal needs help
Payment-Based Selling
Help customers evaluate the payment, not just the equipment cost.
Hauling and disposal is already a monthly line item for every one of these customers. A monthly equipment payment puts the purchase in the same terms — a recurring cost they can weigh against a recurring cost, rather than a capital request competing with everything else on the site.
| Equipment Investment | 36 Months | 48 Months | 60 Months | 72 Months |
|---|---|---|---|---|
| $75,000Example: baler or stationary compactor with installation | $2,368 | $1,849 | $1,539 | $1,334 |
| $250,000Example: shredder, material handler or container fleet | $7,893 | $6,163 | $5,130 | $4,445 |
| $750,000Example: sorting and separation line with conveyors and controls | $23,678 | $18,488 | $15,390 | $13,335 |
Illustrative estimates only. Rates, terms and structures are subject to credit approval and may vary.
Waste & Recycling Equipment Financing FAQ
Questions equipment sellers ask
Why should our sales team introduce financing before a customer raises capital approval?
Introducing financing earlier gives the customer more ways to evaluate the purchase. Instead of discussing only equipment cost, your rep can frame the decision around a monthly payment set against what the operation already spends on hauling and disposal.
Can installation, foundations and electrical work be financed with the equipment?
Yes. Installation, foundations, electrical, conveyors and freight can be included alongside the equipment, so the customer finances the complete working system rather than the machine alone. Amounts and structure are subject to credit approval.
Can a complete processing line be financed in one transaction?
Yes. Processing equipment, conveyors, handling equipment and containers can be structured as a single transaction rather than separate paperwork for each quote, which also keeps a multi-machine project from being scaled down one component at a time.
Can a customer convert rented compactors or containers to ownership?
Yes. Structures are available for customers who decide to move from renting into ownership, so equipment rented month after month does not have to stay a rental.
Can payments be structured around installation and ramp-up?
Often, yes. Deferred structures can help a customer get through installation, start-up and commissioning before regular payments begin, and step structures can support an operation ramping volume into a new line or contract. Availability depends on the transaction and credit approval.
Do you finance container fleets?
Yes. Roll-off containers, front and rear load containers, carts and hoppers can be financed as a fleet in one transaction rather than unit by unit.
Do you finance used, relocated or reconditioned equipment?
Yes. FPG finances new and qualifying used waste and recycling equipment, including auction, relocated and reconditioned systems. Age, condition and resale value typically affect the term rather than eligibility.
How fast are decisions?
Most credit decisions come back in two to four hours. Complete processing lines, larger projects, unusual structures or more complex credit situations can require additional review.
What happens when a deal does not fit FPG’s direct-lending box?
FPG also works with 25+ strategic funding partners. That gives the team additional ways to structure qualifying transactions without forcing the seller to manage separate lender relationships.
When does the seller get paid?
FPG funds your company in full on delivery and acceptance, or once installation is complete for installed systems. The purchaser pays FPG based on the agreed terms. You receive payment, and FPG manages the financing from there.
Vendor Partner Result
Financing support that helps create more sales opportunities
30%reported increase in pipeline
“FPG has been instrumental in driving opportunities in our pipeline. Their strategic insights and tailored solutions increased our pipeline by 30%.”— FPG Client | Vendor Partner
The value is not just access to capital. It is giving the sales team another tool to keep an opportunity moving when cost, payment timing or credit flexibility could otherwise scale the project down or push it into next year’s budget.
Build Your Financing Program
Turn financing into a competitive advantage for your sales team.
Whether you sell balers and compactors, shredders, sorting systems, containers or complete processing lines, FPG can help you build a financing program designed to move equipment, keep projects intact and give customers more ways to say yes.
Start your waste and recycling equipment financing program
All financing is subject to credit approval. Terms and structures vary based on the customer and transaction. Payment examples shown on this page are illustrative and are not an offer or commitment to lend.